Credit Risk Mgr-Corp/Comm-Global Loan Products

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Job Description:

This job is responsible for overall portfolio or product set performance and asset quality and may include credit approval authority. Key responsibilities include focusing on but not limited to credit, market, and reputational risk; as well as adherence to credit risk policies and external/internal reporting, including but not limited to Top of House (TOH) and Line of Business (LOB) specific reports or regulatory related reporting. Job expectations include having detailed knowledge of regulatory issues and providing expertise on highly complex transactions to business/support partners.

The GLP Manager will be part of a global team that is responsible for managing the loan portfolio of Global Corporate and Investment Banking, and will have direct responsibility for a combination of GCIB Industry Sectors as part of a team of seasoned professionals who work closely together and strive to provide our clients with optimal capital solutions wile optimizing returns across our banking relationships. The GLP Manager will play a critical role working with corporate and investment banking, underwriting and product partners across capital markets, global markets and transaction services discussing loan pricing and helping driving improved performance by deepening client relationships.

GLP’s primary responsibilities include ownership & optimization of P&L, capital and liquidity of GCIB’s core loan book, balance risk & reward, ownership of the Capital Review Council, management of loan portfolio profitability through portfolio management, manage roll-forward forecasting and provide input to Finance’s baseline forecasts and provide advisory and thought leadership on Loan product to GCIB coverage.

Job Responsibilities:

Sets or oversees the ongoing management of risk parameters and guardrails for credit risk while ensuring adherence to risk appetite/limits, and actively inspects and/or designs risk scenarios to implement decisions

Supports or oversees the credit approval process and therefore is accountable for overall portfolio performance and asset quality, including underwriting, structuring and monitoring tasks

Conducts analysis, inspects and/or develops credit risk reporting for specific products, and monitors and reports on key indicators for changes in credit quality to communicate to senior management

Sets or oversees adherence to policy and standards and ensures first line credit officers and managers are appropriately performing due diligence that the risk is within the bank's defined risk appetite, using knowledge of stress testing and its applicability to credit risk

Monitors for adherence to industry risk governance, as well as monitoring for potential operational, reputational and market risk issues

Identifies risks early that could impact the assigned portfolio and coordinates with business counterparts to resolve portfolio issues

Translates and manages plans of action to achieve a goal across varying audiences

Required Qualifications:

10+ years of relevant banking experience, preferably in client coverage, credit and underwriting, origination, portfolio management or capital/balance sheet management for the corporate and investment banking segment.

Working knowledge of credit risk management and control.

Awareness and understanding of the wider business, market and regulatory environment in which the bank operates and how that impacts clients and portfolio credit profiles.

Awareness and understanding go the bank’s business strategy and risk framework.

Skills:

Credit and Risk Assessment

Critical Thinking

Risk Analytics

Risk Management

Strategic Thinking

Decision Making

Interpret Relevant Laws, Rules, and Regulations

Issue Management

Portfolio Analysis

Regulatory Compliance

Business Intelligence

Financial Accounting

Inclusive Leadership

Influence

Presentation Skills

Minimum Education Requirement: BA Degree required

Shift:1st shift (United States of America)

Hours Per Week: 40

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