Insurance Advisor

From day one, our mission has been to create an independent business with a unique culture – one that is controlled by the people who work for it. Finding the most talented and entrepreneurial people has always been key to our success.

People come to Howden for lots of different reasons, but they stay for the same one: our culture. That’s what sets us apart, and why we nurture and retain the best talent in the market. Whatever your priorities – work/life balance, career progression, sustainability, volunteering - you’ll find like-minded people driving change at Howden.

Established in 1997, SPF Private Clients has been operating at the top end of financial services for 26 years. Historically the company has largely relied on organic growth, however following acquisition by Howden in August 2022 the company is seeking accelerated growth and is looking to expand our Personal lines Insurance team.

As an Insurance Advisor within our renewals team, you will be responsible for looking after your own book of business and managing client renewals. As part of our growing team, you will be responsible for delivering excellent client service and building internal and external relationships. You will have extensive knowledge of the insurance market and how to best adapt to the needs of the clients.

Please note this is a full-time, permanent opportunity based in our office on Gracechurch Street. The expectation is to be onsite 3 days per week on average.

Role Responsibilities:

Conduct thorough client assessments to understand their insurance needs, risk tolerance, and coverage preferences.

Collaborate with underwriters/account handlers/brokers to design customized insurance packages tailored to meet the unique requirements of high net worth individuals.

Source insurance quotes from multiple carriers and negotiate terms to secure competitive rates and comprehensive coverage for clients.

Educate clients on various personal lines insurance products, explaining coverage options, policy terms, and exclusions in a clear and concise manner.

Prepare and present insurance proposals to clients, highlighting key features, benefits, and pricing details.

Process insurance applications, ensuring all necessary documentation is completed accurately and submitted to underwriters in a timely manner.

Facilitate policy issuance and coordinate with carriers to ensure seamless onboarding of new clients.

Provide ongoing support to clients, addressing inquiries, policy changes, and claims assistance promptly and professionally.

Role Requirements:

Experience as an Insurance Advisor, working in personal lines insurance (home or motor) or in a related insurance sales role.

Strong understanding of personal lines insurance products, including homeowners, auto/motor, umbrella, and valuable articles insurance.

Excellent communication and interpersonal skills, with the ability to build rapport and establish trust with high net worth clients.

Proficiency in Microsoft Office products (Word, PowerPoint, Excel, Teams).

Our Culture: People First

We’ve travelled far since opening our first office in 1994. Back then we were local experts – based in London, with direct access to the world’s biggest insurance market. We’re still locals, and we still deliver the right advice and the right insurance to our clients. But now, we’re local all over the world. With 15,000 global colleagues and a partner network spanning more than 100 territories, we are the largest independent insurance broker in the world. But our values haven’t changed since day one, when we set out to create a company grounded in:

• An employee-ownership model

• Aligned external investors

• The trust and integrity born of friendship

• Expertise

• Independence

Our focus on being a people-first business has always been at the very heart of Howden. Our vision was to create an independent business with a unique culture; one that would survive and thrive as a business controlled by the people working for it. Our employee ownership model sets us apart in the market. It’s created a culture of collaboration and innovation, where we’re driven to think bigger and empowered to challenge convention.

Our flat structure and entrepreneurial spirit help us attract the best people and empower them to be the best version of themselves. And when we bring in and nurture great talent, more follows. That makes us better – and that’s better for everyone.

Diversity & Inclusion

At Howden we consider our people our chief competitive advantage and as such we treat colleagues, candidates, clients, and business partners with equality, fairness and respect, regardless of their age, disability, race, religion or belief, gender, sexual orientation, marital status or family circumstances.Permanent

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