Loan Auditor

Title: Loan Auditor (Non – LO – Processor) Job Status: Full Time/Hourly

Department: Loan Processing Amount of Travel Required: No travel required

Reports to: Loan Audit Team Leader Salary Level: 8

Campus Workstyle: Office Optimal

Vanderbilt Mortgage and Finance, Inc. was established in 1974 and currently services over 150,000 loans. Our strength as an organization is rooted in the quality of our people and products. We are an equal opportunity employer committed to creating a diverse workforce. Furthermore, we're financially strong, with a reputation for leading the industry with unsurpassed products, a broad range of services and a coast-to-coast presence. We're professionally strong, from entry level to more experienced positions, we're actively recruiting individuals who are passionate, positive, and eager to learn. As a member of our team, we will equip you for success, you'll enjoy excellent benefits, opportunities for growth, and an encouraging culture that supports work/life balance.

POSITION SUMMARY:

The Loan Auditor position exists to partner in a team environment to process, audit, and fund loans financed with Vanderbilt Mortgage and Finance, Inc. Perform purely administrative tasks surrounding loan processing and do not negotiate or advise credit terms with consumers.

ESSENTIAL FUNCTIONS:

Processes a large volume of online paperwork with a high degree of accuracy.

Analyzes loan documents to verify information matches approval, verify documents are signed and dated, prevent fraud, and verify loan file is complete with regards to the company, state, and federal standards.

Communicates to Home Centers and customers on what items are required to fund the loans.

Completes all notary closings to get with customer to mail or email all closing documents to customers.

Ensures all money is dispersed correctly and balanced for reporting purposes.

Evaluates placement surveys to ensure homes are set up correctly and on the right property based on site plans.

Communicates with Home Centers and Title companies on fixes and changes to loan packages ensuring compliance.

Addresses changes from Home Center to ensure flood is updated.

Maintains knowledge of all Loan Operation positions to fix other items that may get missed.

Performs other duties as assigned.

QUALIFICATIONS:

High School Diploma or Equivalent required, college preferred.

Basic computer skills with ability to type at least 25 wpm.

Knowledge of AS/400 a plus.

Must be willing to work in a structured environment.

Ability to work flexible hours is a must.

Ability to communicate effectively and efficiently via phone, email, and person to person.

Capability of gathering facts accurately, analyzing causes, evaluating alternate solutions, and arriving at sound conclusions on action to be taken.

Preference for detail, conformity, and task orientation.

Strong commitment to customer satisfaction.

Must have solid multi-tasking skills.

PHYSICAL DEMANDS:

Must be able to remain in a stationary position 75% of the time.

Constantly operate a computer and other office productivity machinery, such as a telephone, calculator, copy machine, and computer printer.

90% communication methods completed over email.

Must be able to exchange accurate information at all times.

Ability to identify and assess account status and determine appropriate process.

Constantly works in an indoor temperature controlled, sealed window office environment.

BENEFITS:

Unique Work from Anywhere Time Bank! To provide flexibility to our full-time in office roles, team members are allotted 18 Work from Anywhere days in their first year. This time bank increases with tenure, ask us for more details!

Medical and Dental Plan with Prescription Coverage and Vision

Competitive benefits including 401(K) includes 100% company match of the first 4%

Paid time off days (PTO), maternity/paternity leave, and holidays

Community involvement including Volunteer Paid Time Off (VTO)

Tuition Assistance for your first degree

Enjoy coming “home” to our brand new, state-of-the-art Home Office equipped with onsite fitness facility with full gym, workout classes, volleyball and basketball courts, ping-pong, disc golf course, and onsite restaurant

Wellness programs that focus on emotional, social, spiritual, intellectual, environmental, physical, and financial well-being

Collaborative and energetic work environment

Professional development and promotion opportunities

Competitive bonus programs

Here are some more reasons to choose Vanderbilt Mortgage!

• A Berkshire Hathaway Company – an integrity-based organization offering unlimited career growth

• Full-time team members have the flexibility to create their own health, dental, and vision benefits package. Vanderbilt Mortgage and Finance, Inc. provides competitive 401(k) programs, including investment options and company matching for full and part time employees after one year to help our team members achieve their financial goals. Additional benefits include paid parental leave, tuition reimbursement, Employee Assistance Programs, and more.

• Vanderbilt Mortgage and Finance Inc. is a subsidiary of Clayton of which is proud to have earned spots on the following Forbes lists: America’s Best Employers, America’s Best Employers by State, Best Employers for Diversity, Best Employers for Women.

• As part of Vanderbilt Mortgage’s commitment to Opening Doors to a Better Life, VMF is now providing paid time for Team Members to volunteer to causes that are meaningful to them through the Clayton Impact program.

• At VMF, we encourage holistic wellness with physical, nutritional, social, financial, spiritual, and occupational programs available online or in-person for team members.

• Our newly renovated Home Office campus offers an onsite restaurant, onsite fitness facility with full gym, in-person and virtual workout classes, yoga/barre studio, volleyball, and basketball courts, walking paths, and a disc golf course.

Vanderbilt Mortgage and Finance Inc. is committed to a diverse and inclusive workplace. Vanderbilt Mortgage and Finance, Inc. is an equal opportunity employer and does not discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status.

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