Sr Vice President, Credit Review

Job Description

Summary:

The Sr Vice President, Credit Review - reporting to the Chief Compliance Officer - is charged with steering the strategic management, oversight and governance necessary to identify, evaluate and monitor the company’s loan review and credit and compliance risk related to lending activities. This key role is intended to drive the deployment of sophisticated evaluation, monitoring and reporting policies, programs and systems associated with lending activities in order to effectively inform senior leadership, ensure compliance with prudent lending practices and mitigate risk.

Essential Job Duties & Responsibilities (include but are not limited to):

Work cross functionally with other areas of the business in order to achieve strategic goals and objectives, including communication with senior leaders to review and discuss evaluations, trends, market conditions and other relevant factors related to lending practices for the company

Oversee and engage in the performance of independent commercial loan reviews, including but not limited to the evaluation of credit risk, collateral valuation, appraisals, market data, financial statements, liquidity and loan documentation

Provide a recommendation and potentially challenge potential transactions based upon independent evaluation of risk and be able to arrive at and support conclusions

Post-close, be responsible for ongoing monitoring and periodic portfolio reporting of its credit quality and evaluations for any loan amendments, waivers, renewals and/or extensions

Ad hoc reporting and analysis and other duties as directed by the manager

Qualifications (Education, Computer Skills, Certifications, Etc.):

Bachelor's degree in Finance, Accounting or Economics or equivalent required

Minimum seven to 10 years of relevant working experience in a banking environment with at least three years in a managerial role

Strong understanding of commercial and corporate lending and analytical skills relating to financial analysis and credit risk

Demonstrated critical thinking to analyze complex and unique loan transactions and deliver an independent assessment

Highly organized and able to work in a fast-paced environment managing multiple ongoing projects and tight deadlines

Strong communication skills both written and verbal, with ability to communicate effectively with all levels or the organization, particularly senior leaders

Proficiency with Microsoft Office and other systems along with ability to quickly learn new programs and applications

Candidate should be a strong team leader, willing to support, mentor and develop team members

High level of attention to detail

Benefits options include:

Medical, dental and vision coverage

401K with company match

10 paid holidays

Accrue up to 17 vacation/sick days per year in your first year on a pro rata basis

Applicant may be eligible for annual discretionary bonus

No relocation assistance provided.

If you are looking to be a part of a winning team and meet the above requirements, we look forward to hearing from you.

Beal is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to their protected veteran or disabled status and will not be discriminated against.

All applicants have rights under federal employment laws. To view your rights and government notices on the Family Medical Leave Act (FMLA), the Equal Employment Opportunity (EEO) and the Employee Polygraph Projection Act (EPPA), please see the following Department of Labor links: FMLA EEO EPPA

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