Data Scientist

At PayPal (NASDAQ: PYPL), we believe that every person has the right to participate fully in the global economy. Our mission is to revolutionize commerce globally to make moving money, selling and shopping, personalized and secure.

Job Description Summary:What you need to know about the role-

The Cross Functional Credit Risk team focuses on analytics and projects that impact credit risk across our credit portfolios. We utilize a variety of internal and external data sources to provide insights into emerging risks and recommendations on cross strategy alignments. We are also responsible for driving projects that require coordination across the credit and operational risk organization. Our goal is to provide meaningful, actionable insights into credit risk to be utilized by all levels of the organization and ensure credit risk has the tools needed to be successful.

Meet our team:-

The Cross Functional Credit Risk organization is looking for a Data Scientist to join our team. The role will be responsible for developing a deep understanding of our data with the end goal of linking customer data across all products including credit to understand how key attributes interact to build profiles that can better segment credit risk. This role will also need to understand our credit strategies across products to drive alignment where applicable and provide sizing of exposure to potential external risks.

Job Description:

Your way to impact

You believe in data-driven decisions and use data to answer business questions.

You are comfortable digging into data and experimenting on how to get answers from the data when there is no off the shelf playbook available.

You are intellectually curious and enjoy working on projects where you seek to create clarity from ambiguity and influencing others with your findings.

Your day to day

In your day to day role you will

Utilize tools such as Python to analyze data.

Engage various partners/ tools to assist in understanding how best to obtain necessary data to perform analytics.

Deploy statistical techniques to understand relationship between attributes.

Communicate findings through formal and informal channels to drive business decisions.

Meet regularly with strategy managers to understand and document current strategy and how criteria align.

What do you need to bring

Bachelor’s degree or higher in a quantitative field such as Mathematics, Statistics, Operations Research, Finance, Economics or related quantitative discipline.

Prior experience in lending, credit risk management, or related field.

4+ years post-college working experience within a data-mining, quantitative research or analytics organization.

Must be an intuitive, organized analytical thinker, with the ability to perform detailed analysis.

Strong written, oral, and interpersonal skills a must including the ability to explain and/or present analysis.

Must have good business judgment with demonstrated ability to think creatively and strategically.

Aptitude and willingness to roll-up the sleeves and get involved in the details.

Proficiency in SAS, Python and SQL.

Excel, Word, and PowerPoint proficiency

**We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don't hesitate to apply.

Additional Job Description:

Our Benefits: At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit

Who We Are:Click Here to learn more about our culture and community.

PayPal has remained at the forefront of the digital payment revolution for more than 20 years. By leveraging technology to make financial services and commerce more convenient, affordable, and secure, the PayPal platform is empowering more than 400 million consumers and merchants in more than 200 markets to join and thrive in the global economy. For more information, visit paypal.com.

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at .

As part of PayPal’s commitment to employees’ health and safety, we have established in-office Covid-19 protocols and requirements, based on expert guidance. Depending on location, this might include a Covid-19 vaccination requirement for any employee whose role requires them to work onsite. Employees may request reasonable accommodation based on a medical condition or religious belief that prevents them from being vaccinated.

Subsidiary:PayPal

Travel Percent:0

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit

Who We Are:

Click Here to learn more about our culture and community.

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. For more information, visit, and

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at .

Any general requests for consideration of your skills, please Join Our Talent Community.

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