Commercial Insurance Underwriting Assistant

Commercial Insurance Underwriting Assistant

Universal Shield Insurance Group (and its member companies – Universal Fire & Casualty Insurance Company and Shield Indemnity Inc) has an opening for an experienced Commercial Insurance Underwriting Assistant in our Dublin, Ohio office at 6185 Emerald Parkway (Columbus suburb). Partial work from home is available as agreed by team leader and management.

Guided by an entrepreneurial spirit, Universal Shield Insurance Group is a hybrid property and casualty insurer and insurtech that provides innovative insurance solutions to underserved markets for small businesses on both an admitted and surplus lines basis. Via online state-of-the-art agency portals, we design our products intuitively and device agnostic to accelerate competitive underwriting decisions for our partners and customers.

Our Commercial Property & Casualty underwriting department is seeking an ambitious experienced underwriting assistant and aspiring underwriter with natural curiosity who is a self-starter, an accomplished multi-tasker, and who strives to deliver world-class service to key stakeholders (internal team-members, company underwriters, agents, producers, and customers).

This position is an excellent opportunity to support a growing insurance company led by experienced insurance professionals with a long history of working together and a proven track record of success.

This is also an opportunity to develop commercial insurance underwriting skills and professional designations while serving as an underwriting assistant with training and company paid professional designation self-training through “The Institutes”.

Key Responsibilities:

Coordinate and communicate with various parties including agents, producers, and underwriting staff to support our underwriting efforts and take appropriate action within designated timeframes.

Ensure quality and timeliness of policies and correspondence and respond to customers inquiries.

Ensure electronic files are accurately maintained per company and regulatory guidelines.

Perform exposure comparisons, research risks via company and public data resources, and review applications to ensure accuracy of application, quote, and policy details.

Quote/issue commercial property, general liability, and inland marine lines of coverage and process endorsements.

Review property and casualty inspection reports and manage necessary inspection recommendations.

Review policy performance for renewal business requesting additional information as needed.

Review applications and ensure quality of policies and correspondence and respond to agent, wholesaler, and customer inquiries.

Develop personal industry skills and knowledge to meet the company’s culture and expectations of continuous learning and career enrichment.

Develop and maintain knowledge of current P&C insurance market trends, conditions, competitive intelligence, and product and service innovations.

Ability to interact collaboratively and collegially with colleagues, agents, and customers in a professional manner.

Job Requirements:

Two years commercial insurance underwriting assistant experience working with small and mid-size accounts.

Minimum high school diploma / GED required.

Previous commercial insurance rating experience preferred but not required.

Moderate knowledge of commercial coverages endorsements rules and regulations.

Excellent interpersonal decision-making and analytical skills required.

Exceptional organizational skills to prioritize multiple tasks with high attention to detail.

Ability to work in a team environment.

Proficiency with Microsoft Office tools (Word, Excel, Powerpoint, Outlook).

Continuous underwriting skills development. Professional designations are available via company paid self-training through The Institutes and The National Alliance for Insurance Education and Research.

Hourly Pay Range: This is a non-exempt position with an hourly pay range of $19.00 - $35.00 per hour (negotiable based on experience)

This position includes company paid study materials and test fees for approved underwriting credentials from “The Institutes”.

Universal Shield Insurance Group offers an industry competitive benefits package including health insurance with a company contributed HSA, dental insurance, vision coverage, short term disability insurance, long term disability insurance, AD&D insurance, Employee Assistance Program (EAP), and other lifestyle and family friendly and work/life balance benefits. We also offer a company matched 401K, PTO for employees, and other ancillary workforce benefits. Applicants selected for interviews will receive more information on our full company benefit program.

Universal Shield Insurance Group (and its member companies – Universal Fire & Casualty Insurance Company and Shield Indemnity Inc) is an equal opportunity employer. Discrimination of any kind, including race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy or on any basis prohibited by federal, state, or local law is not tolerated at Universal Shield Insurance Group.

About Universal Fire & Casualty Insurance Company:

Guided by an entrepreneurial spirit, Universal Fire & Casualty Insurance Company (UFCIC) is a hybrid property and casualty insurer and insurtech that provides innovative insurance solutions to underserved markets for small businesses. Via online state-of-the-art agency portals and direct to consumer retail (B2C) and business to business (B2B) websites, we design our products intuitively and device agnostic to accelerate competitive underwriting decisions for our partners and customers. UFCIC targets property and casualty insurance for small businesses that are managed in such a way that they deserve to qualify for, and enjoy, the additional advantages in security and coverage offered by an admitted product. While the surplus market, as a last resort channel, can provide a reduced coverage form at a higher price, UFCIC turns this dynamic upside down. Via a higher standard of acceptance, expert underwriting rules, advanced analytics, machine learning, and external data sources to supplement standard risk information, the majority of UFCIC’s target business can “graduate” from the surplus lines and be provided with a superior coverage form in the admitted marketplace. For those risks that necessitate the surplus market, our company uses our E&S carrier, Shield Indemnity, for risk placement. UFCIC also serves the specialty surety bond marketplace by providing a variety of proprietary, cutting-edge, and competitively priced surety products available through efficient direct and agent based technology enabled portals. Via UFCBonds.com (B2C), customers can buy License and Permit bonds direct, as well as other types of surety bonds, with zero commissions and fees – savings are up to 25% compared to online agency based surety bond platforms. For business to business (B2B), our BondRamp.com platform serves our distributors for surety bond placement. Additionally, UFCBonds.com and BondRamp.com issue most bonds instantly and are available 24x7x365 and accessible by computer, tablet, or mobile device. UFCIC is part of the Universal Shield Insurance Group Universal Shield is composed of Universal Fire & Casualty Insurance Company - an admitted carrier - and Shield Indemnity Inc. (shieldindemnity.com) - an excess and surplus carrier.

Full-Time