Greenville, TX Mortgage Loan Originator Jobs +275bips+1099
Texas Mortgage loan originators proactively market and promote US Mortgage Lenders' specialty financial products to meet established loan quality and production goals. The Florida Mortgage loan originator job position represents the company in a professional and enthusiastic manner by providing an exceptional level of customer service, supporting and adhering to our core values in all functions of the job responsibilities, and interacting with internal and external customers.
US MORTGAGE LENDER'S PROGRAMS/ADVANTAGES INCLUDE:
· Warrantable up to 97 and Non-Warrantable up to 90% LTV.
· We pay for the condo questionnaire and budget for condo approval.
· 1% Conventional min 620 credit score with AUS approval. 80% of the area median income.
· 2/1 Buy Down for FHA, Conv, VA, USDA, est cost is about 1.5 - 2% = Note rate 1st year 2% lower, 2nd year 1% lower.
· Delayed financing - Cash buyers can refinance right after they buy a house cash
· CD issued at initial underwrite and close the same day as ctc.
· Waive Escrows and Insurance up to 97% for Free no hits to the rate.
· FHA 100% Financing Min 580 credit score. Must get 6% back for seller paid closing cost. 31/43.
· FHA, VA Down to 500 Credit score.
· NO Credit Score FHA, VA using alt trade lines.
· 24/48 hr Approvals w/Avg 15-21 day closing for FHA, VA, Conv.
· Bridge for cash out 75% LTV Buy a new home w/12 months to sell current home.
· No Ratio Lenders use Credit and Assets To Qualify w/No Income.
· No Tax Return Lenders - Up to 90% Bank statement deposits or VOE,1099 or w2.
· DSCR Uses Rental Income or AirBNB to qualify - NO Prepayment Penalty - Cash Out Up to 75%
· Manual Approvals w Late pays, Bankruptcy, Foreclosure.
· ITIN loans with No tax return.
· Foreign National Loans Up To 75%.
· Condotels Up to 75% LTV.
· Land Lenders up to 65% LTV - must be zoned residential, minimum 100k loan amount.
· Manufactured Homes with Land
· Property Types include Manufactured Homes, Condotels.
Qualifications:
•Strong Phone Skills
•Strong People Skills
•Strong Sales experience
•NMLS mortgage license required.
Responsibilities:
•Guide Borrowers through the mortgage milestones at every step of the purchase and refinance process
•Provide initial consultations to identify the Borrowers’ needs and criteria for their new or existing home
• Advocate and adviser through the day of closing
•Master all aspects of the sales process!
•Deliver a world-class client experience!
•Create raving fans to maximize the lifetime value of our clients!
•Focus on new business development every day!
Benefits:
•90% Payout on a 1099+ 275% bips paid the DAY OF CLOSING!
•Free LOS loan origination software,
•Access 100+ Lenders and sell specialty mortgage programs.
•Daily Zoom training and support 10-12 AM after your NMLS license.
•Dual Agent Realtor and Mortgage Loan Originator OK!
•We need MLOs with UST licenses or are willing to get it
• Sell Specialty Programs to include FHA, USDA, VA, NON-QM
•100+ lenders to choose from with countless loan programs available
Summary:
•We need MLOs with UST licenses or are willing to get it
•Ability to self-start and work remotely (from home)
• Sell Specialty Programs to include FHA, USDA, VA, NON-QM
•Consult with borrowers, listen to their needs provide options Benefits
•90% Payout on a 1099+ 275% bips paid the DAY OF CLOSING!
•Free LOS loan origination software,
•100+ lenders to choose from with countless loan programs available
Schedule: • Monday to Friday
Supplemental pay types:
• Commission pay
education:
• High school or equivalent (Preferred)
Experience:
• Sales
License/Certification:
• NMLS Number (Required)
Job Location:
REMOTE FL, GA, AL, SC, NC, TX, AR, OK
Contact the US:
We Train & Hire 954-667-9110 VISIT
WWW. USMORTGAGELENDERS COM
"occupationLocation": REMOTE FL, GA, AL, SC, NC, TX, AR, OK
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