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Credit Analyst

Diamond Kapital
Lagos, Nigeria
November 24, 2016

Job brief

We are looking for a professional Credit analyst to determine our customers’ creditworthiness. You will analyze financial data to assess the likelihood of a borrower honouring his financial obligations.


Assess creditworthiness of existing or prospective clients

Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc)

Complete ratio, trend and cash flows analyses and create projections

Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner

Determine in depth the degree of risk involved

Carefully analyse data and produce clear and objective reports

Routinely monitor loans for compliance

Adhere to credit policy and guidelines

Monitor corporate portfolio asset quality on an ongoing basis

Draft models of credit information that predict trends and patterns


Proven working experience as a credit analyst

Proficiency in statistical packages and financial software

Up to date with legal, compliance and market risk related issues

Ability to analyze cash flows, leverage, collateral and customer strength

Strong communication and presentation skills

Sound judgement

BS degree in Business, Statistics or related field


OND, HND, BSc in any management field.

Mode of Application

Interested applicant should forward there CV to HR: