Mortgage Loan Processor

Join the One Nevada Credit Union Mortgage Team!

The Mortgage Loan Processor is responsible for the detailed gathering, review, and organization of documentation for first mortgage loan applications. This role prepares complete and compliant loan files for underwriting submission while ensuring adherence to FHA, VA, FNMA, and FHLMC guidelines. The ideal candidate is detail-oriented, deadline-driven, and highly effective at communicating with internal teams, applicants, and vendors.

Essential Duties and Responsibilities

Data Assembly (40%)

Organize and assemble loan documentation in compliance with FHA, VA, FNMA, and FHLMC requirements

Expedite the return of required information and documents to complete loan files for underwriting submission

Review documentation exceptions with the Mortgage Underwriter and recommend alternative solutions when appropriate

Communicate verbally and in writing with applicants, loan officers, and third-party vendors to obtain required documentation

Loan Processing (30%)

Review complete loan files using checklists to verify receipt of initial and required documents

Ensure all documentation meets Mortgage Underwriter and AUS stipulations

Enter and maintain accurate loan data in the mortgage processing system

Order appraisals, credit reports, preliminary titles, and other initial loan setup documents

Prepare written verifications and correspondence necessary to support complete loan documentation

Submission & Follow-Up (30%)

Review assembled files for compliance with FHA, VA, FNMA, and FHLMC guidelines prior to submission

Ensure all pertinent documentation is complete and properly filed

Prepare underwriting review forms and submit files for underwriting decision

Complete follow-up documentation for approved or declined loan files

Perform other duties as assigned

Qualifications

Knowledge, Skills, and Abilities

Working knowledge of FHA, VA, FNMA, and FHLMC underwriting guidelines

Proficiency with mortgage processing software and standard office technology

Strong computer skills, including word processing, scheduling, and internet-based systems

Accurate keyboarding and strong attention to detail

Ability to prioritize multiple tasks and manage deadlines effectively

Strong verbal and written communication skills

Ability to lift up to 25 pounds

Ability to train and support other employees using established procedures

Reliable attendance and consistent work schedule

Ability to build and maintain effective working relationships

Ability to work collaboratively, accept constructive feedback, and communicate professionally

Education and Experience

High school diploma or GED required

Minimum of two (2) years of government and/or conventional mortgage loan processing experience preferred