Mortgage Processor

Description

Responsibilities

• Ensure loan files meet lending and regulatory guidelines and policies

• Decide the creditworthiness and complete the mortgage loan application by working with the borrower to obtain necessary and verified financial documentation, such as credit reports

• Document the loan process from origination to approval through our system

• Assist borrowers in determining the best mortgage type based on interview and situation

• Act as a liaison between applicants, mortgage brokers and loan officers, real estate agents, and mortgage lending underwriters to help further loan approval

Qualifications

• Japanese and Spanish is preferred but not required.

• Must possess exceptional attention to detail, as well as strong analytical and time management skills

• Mortgage lending experience and loan knowledge required, specifically with FHA, FHLB, FNMA, or VA loans

• 2 years minimum experience in loan processing required

• Must possess excellent written and verbal communication skills

• Accounting, finance, or business Associate's degree preferred - High school diploma or GED required