Post Job Free
Sign in

Liability Claims Specialist

Company:
Central Mutual Insurance Company
Location:
Irving, TX
Posted:
February 21, 2026
Apply

Description:

Location: Van Wert, OH; Dublin, OH; Alpharetta, GA; Waltham, MA; Irving, TX

Work Model: Hybrid or Remote based on location

Position type: Full time - salary

We are a team of employees who are passionate to deliver best in-class customer service and innovation in the industry. It's because we put Integrity, Relationships and Excellence in all aspects of our work.

Our employees have the opportunity to fully utilize their talents and bring their best self. We believe that who you are is just as important as what you do!

By joining our growing Claims team as a Liability Claims Specialist, you will ensure high quality claim handling while making coverage determinations, investigating losses, conducting independent assessment as to the company exposure and moving cases towards timely resolution. You will be an effective source for help and support because of your deep knowledge and liability claim expertise.

How You'll Make an Impact

Manage an assigned volume of casualty claims within Personal and Commercial underwriting verticals

Investigate, evaluate, negotiate, and settle assigned claims within authority limits

Develop and follow strategic action plans throughout the life of each file

Provide proactive hospitality by setting expectations, building rapport, and responding to requests in a timely manner

Build relationships and communicate effectively with agency partners, internal and external stakeholders

Conduct thorough and proactive liability claim investigations including the use of ISO

Implements proper recognition, investigation, referral and communication regarding subrogation

Set accurate initial reserves promptly and review them regularly in the context of probable exposure

Manage liability files through swift resolution of exposures that warrant settlement

Detects and mitigates fraud when investigating claims

Maintain appropriate consideration of file expenses and utilizes approved suppliers

Manage paid losses appropriately; pays what is fair and owed, settles claims at the optimal time in the life of the file

Monitor and collaborate with defense counsel on litigation strategy and development through the litigation process

Assists team development with subject matter expertise learning, and onboarding assistance

Complete training as assigned

Handle special projects as assigned

What You'll Bring

Ability to obtain and maintain all required state Department of Insurance adjusting licenses and CE's within 90 days of employment

Bachelor's degree and two years of related experience

Or Associates degree and three years of related experience

Or four years of related experience

Travel as needed

Ability to investigate and evaluate liability claims in accordance with our Best Practices

Strong analytical and decision-making skills

Ability to evaluate damages and negotiate fair settlements

Ability to work independently and in a team environment

Positively contributes to Team NPS results

Ability to reach key performance metrics

Properly utilizes diary & mail system to manage timeliness of needed activity

Complies with state regulatory/statutory requirements, corporate privacy and other claim policy requirements

Strong understanding of industry verticals such as transportation, construction, manufacturing, real estate, and small business

Understands and utilizes various resources including technology and tools

Ability to understand Central Insurance's policies and processes

Preferred Qualifications

CPCU, SCLA or AIC designations

Claims experience in both Personal Lines and Commercial Lines

Litigation management experience

Experience drafting coverage letters

Working knowledge of contracts and risk transfer concepts

Total Rewards

Central establishes base pay based on several factors including labor market data and an evaluation of candidate qualifications relative to role requirements. Base pay is one component of a comprehensive total rewards package designed to support employees' financial, health, career, and retirement objectives. Central provides extensive health and wellness benefits to promote flexibility, work-life balance, and long-term financial security. For more information, see Central Insurance Benefits

Work Authorization

Central will only employ those who are legally authorized to work in the United States. This is not a position for which sponsorship will be provided. Individuals with temporary visas such as E, F-1(including those with OPT or CPT), H-1, H-2, L-1, B, J or TN, or who need sponsorship for work authorization now or in the future, are not eligible for hire.

Equal Opportunity Employer

It is the policy of Central that all recruiting, hiring, training, compensation, overtime, job classification and assignment, facilities, promotions, transfers, employee treatment and all other terms and conditions of employment shall be maintained in a manner which will not discriminate against any person because of race, color, age, sex, national origin, ancestry, religion, marital status, military status, or disability. The applicant should respond to questions on this application in a way that will not divulge such information. #LI- AS1 #Hybrid #Remote

Apply