Senior Loan Processor

Senior Loan Processor

Location: Remote Texas

What Youll Do

As a Senior Loan Processor you will process residential mortgage loan files from initial application to funding, ensuring timely and accurate packaging of all loans originated by our loan officers. Youll be responsible for reviewing the initial loan application, verifying information as required by the loan program, and making sure all underwriting guidelines have been met. Youll work directly with the customer, loan officer, underwriter, and closer to package a complete and compliant loan.

Process residential mortgage loan files from initial application to funding, ensuring timely and accurate packaging of all loans originated by our loan officers

Review loan application and gather loan documents from the customer and third parties in support of the loan approval process, according to AUS findings, program parameters and investor guidelines. Complete simple income calculations

Submit loans for initial loan decision and work directly with the customer and/or third parties to fulfill all necessary conditions for closing

Build rapport with borrowers and provide ongoing communication to the customer regarding loan status

Successfully work with Loan Officers, Underwriters and Funders to ensure that loan files are submitted to underwriting within expected timelines and that loan conditions are met as required throughout each stage of the loan process

What Youll Need

5+ years of related experience in mortgage processing or a similar field

High school diploma required

Intermediate to advanced knowledge of the residential mortgage industry in correspondent or retail lending, including sales, operations, capital markets, and/or other residential mortgage products and services

Intermediate knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices

Intermediate working knowledge of Encompass

Intermediate to advanced knowledge of FNMA, FHLMC, FHA and VA guidelines. Proficiency with DU and LP, FHA Connection and VA Portal. Calculating income from salaried and self?employed borrowers. Knowledge of TRID and compliance

Intermediate speaking and writing communication skills

Compensation: Hourly range for new hires is generally $26.40 for Nevada. Salary amount is determined by specific job location.

Benefits Youll Love

We offer all the important things youd want competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401(k) matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, youll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands?on experience to help grow your career!

About The Company

AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC.

Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email or call . When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.

Western Alliance Bancorporation #J-18808-Ljbffr