Senior Loan Processor
Remote, Texas
What You'll Do
Process residential mortgage loan files from initial application to funding, ensuring timely and accurate packaging of all loans originated by our loan officers.
Review loan applications and gather loan documents from the customer and third parties in support of the loan approval process, according to AUS findings, program parameters and investor guidelines. Complete simple income calculations.
Submit loans for initial decision and work directly with the customer and/or third parties to fulfill all necessary conditions for closing.
Build rapport with borrowers and provide ongoing communication regarding loan status.
Successfully work with loan officers, underwriters and funders to ensure loan files are submitted to underwriting within expected timelines and that loan conditions are met throughout each stage of the loan process.
What You'll Need
5+ years of related experience in mortgage processing or a similar field.
High school diploma required.
Intermediate to advanced knowledge of the residential mortgage industry in correspondent or retail lending, including sales, operations, capital markets and/or other residential mortgage products and services.
Intermediate knowledge of applicable regulatory and legal compliance obligations, rules, regulations, industry standards and practices.
Intermediate working knowledge of Encompass.
Intermediate to advanced knowledge of FNMA, FHLMC, FHA and VA guidelines. Proficiency with DU and LP, FHA Connection and VA Portal. Ability to calculate income from salaried and self?employed borrowers. Knowledge of TRID and compliance.
Intermediate speaking and writing communication skills.
Compensation
Hourly range for new hires is generally $26.40 for Nevada. Salary amount is determined by specific job location.
Benefits Youll Love
We offer competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401(k) matching program, tuition assistance, an employee volunteer program, and a wellness program. You will also have the opportunity to grow your career through hands?on experience and learning how successful companies operate and manage their finances.
About The Company
AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. The company is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation of origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is also committed to working with and providing reasonable accommodations for individuals with disabilities. For reasonable accommodation requests, please email or call 602?386?2488. When contacting us, provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process. #J-18808-Ljbffr