Regional Manager - Livingston Parish

Great employees are essential to maintaining the confidence our customers place in us. FGB believes that our employees are our greatest asset as demonstrated in their professionalism and dedication. We encourage open communication and strive to cultivate an environment in which our employees will contribute new ideas and innovations that will help us excel. As we grow, we want YOU to join our team to help fulfill our mission of serving the banking needs in our local communities.

Position Summary

The Regional Manager has responsibility for the overall management for banking-related actives for a specific region. This includes but is not limited to: Loan sales, customer service, expense controls, community leadership, maintaining compliance standards, and controlling past due loan accounts. Makes and services a wide variety of business loans, both secured and unsecured, many of which involve large amounts of money and/or important customers.

Essential Duties and Responsibilities

Attend to the needs of customers seeking loans on terms that may involve unsecured funds and/or credit secured by mortgages or other collateral.

Interview applicants to develop information concerning their businesses, needs, desires, abilities, and earnings to determine whether a loan may be an acceptable risk.

Obtain and direct the analysis of all necessary financial data.

Conduct credit checks and make plant or company visits as necessary.

Make decisions on loans and terms if within own lending limits, or make recommendations to a superior.

Supervise and manage lenders and loan assistants within your region.

Assist in establishing sales goals, budgets, and strategies with regard to Loan and deposit growth. Also, periodically assess performance against set goals.

Enforce well established service polices and standards for retail and commercial accounts, in order to ensure customer satisfaction and loyalty.

Utilize system controls to track assets, measure the size and performance of the loan portfolio, and meet compliance and recordkeeping standards; assess the performance and takes appropriate action to ensure that all goals and standards are met.

Take a high visibility leadership role in the community served, and lead by example.

Exercise executive and administrative control over functions of the branch officers, including participation in the budget process, implementation of bank polices, and explanation of company programs and objectives to the employees.

Conduct (at least) monthly bank sale meetings to monitor loan and deposit growth.

Control past due loans of his in her portfolio as well as the lenders in the regional branches.

Ensure lending team obtains all loan ticklers, past dues, maturities, property tax, and insurance exceptions.

Work to understand all aspects of loan portfolio and identify areas of concern. In some cases work with clients to exit the bank.

Specifically focus on product cross selling techniques with all personnel.

Follow up and execute on the specific assignments outlined and designated in the weekly sales meetings.

Comply with Bank's established appraisal Review functions and validity checks.

Comply and adhere to the Bank's credit policy.

Follow current loans to ensure complete conformity with terms and cognizance of developing trends.

Participate with and assisting senior loan officers on larger loans.

Obtain and analyze financial data and provide service on approved line of credit, equipment financing loans, etc.

Call on potential or existing customers and introduce customers to other departments when a service can be rendered.

Provide customers with routine platform services, such as approving checks for cashing or handling customer problems.

Work with Customers to correct/clear loan exceptions as needed.

Adhere to the BSA Policy and all other Bank Policies.

Other duties and responsibilities as may be assigned by supervisor.

Minimum Qualifications (Education, Experience, Skills)

May require an advanced degree and at least 12 years of direct experience in the field.

Familiar with a variety of the field's concepts, practices, and procedures.

Ability to rely on extensive experience and judgment to plan and accomplish goals.

Ability to lead and direct the work of others.

A wide degree of creativity and latitude is expected

Physical Demands and Work Environment

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the functions.

While performing the duties of this position, the employee is regularly required to talk and hear. The employee frequently is required to use hands or fingers, handle, or feel objects, tools or controls. The employee is occasionally required to stand; walk; sit; reach with hands and arms; climb or balance; and stoop, kneel, crouch, or crawl.

The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this position include close vision, distance vision, color vision, peripheral vision, and the ability to adjust focus.

The noise level in the work environment is usually moderate.

This job description in no way states or implies that these are the only duties to be performed by the employee(s) incumbent in this position. Employees will be required to follow any other job-related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments.

All duties and responsibilities are essential functions and requirements and are subject to possible modification to reasonably accommodate individuals with disabilities. To perform this job successfully, the incumbents will possess the skills aptitudes and abilities to perform each duty proficiently. Some requirements may exclude individuals who pose a direct threat or significant risk to the health or safety of themselves or others. The requirements listed in this document are the minimum levels of knowledge, skills or abilities.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.