Mortgage Documentation Officer

We are looking for an individual to join our growing team who is eager, confident, has an eye for detail and is self-led. As a Mortgage Documentation Officer, you demonstrate excellency in decisioning mortgage conditions and reviewing pre-funding documentation in a paperless environment to ensure policy, regulatory and audit requirements are satisfied. You are extremely organized and possess an intrinsic drive to provide high value customer service to referral sources.

You know that the how matters, that is why you put our people and clients at the forefront of your decision-making!

Your Role:

Reviewing, validating and approving conditions for files including various Income Types, Down Payment, Title Searches, Credit Bureaus, Purchase documents, Company Documentation, Condominium Documentation

Being accountable for fraud detection and ensuring a satisfactory inspection and audit

Reviewing and signing off on applicable Solicitor conditions

Ensuring adherence to bank protocols, procedures, regulatory, and AML requirements

Working in a fast-paced and dynamic environment with tight timelines, providing service levels influenced by and in line with incoming volumes and team capacity

Driving the application pipeline forward through consistent follow-up on all "approved" files through analysis of the scheduled funding report on a weekly basis

Maintaining a 24-hour turnaround time for communication touchpoints

Crafting efficiencies and challenge the status quo by providing alternative document solutions that are within protocol and in collaboration with the customer/referral source

Supporting Underwriters and Business Development Managers through collaborative condition fulfillment

Your Team:

Requirements:

Business administration diploma or comparable work experience.

Minimum 2 years mortgage documentation review experience, understanding of Alt -A lending practices is an asset.

Demonstrate an understanding of mortgage lending guidelines, compliance, regulatory and AML requirements around fraud detection.

Shown experience in reviewing conditions for mortgage files (Income, Down Payment, Title Searches, Credit Bureaus, Purchase documents, company and condominium documentation).

Knowledge of Mortgage life cycle for conventional residential mortgages.

Strong analytical competence and attention to detail.

Excellent interpersonal and organization skills with the ability to prioritize in a high risk, fast paced, team culture.

Ability to communicate efficiently & effectively; both written and verbal.

Languages:

English

Skills

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Diversity & Inclusion Multitasking Organization Skills Residential Mortgages Teamwork Cybersecurity Decision Making Detail-oriented Empathy Initiative Learning Agility Oral Communication Resiliency Written communication Audit and compliance

Your benefits

In addition to competitive compensation, you'll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family.

* Health and wellness program, including many options

* Group insurance

* Generous pension plan

* Employee and Family Assistance Program

* Preferential banking services

* Opportunities to get involved in community initiatives

* Telemedicine service

* Virtual sleep clinic

These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family.

Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees' ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged.

We're putting people first

We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees.

We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates! What can you bring to our team?

Join us!