US Securities Based Lending Underwriter

Description

Unlock your potential as a Securities Based Lending Lender at the US Private Bank. Join a dynamic team where your expertise shapes tailored credit solutions for clients and drives business success. Gain exposure to a wide range of financial products and develop deep knowledge in the securities industry. Collaborate with talented colleagues, make impactful decisions within your credit authority, and enjoy opportunities for ongoing growth and skill development. Experience a rewarding career where your contributions matter and your professional journey thrives.

As a US Private Bank Securities Based Lending Underwriter in the Securities Based Lending team, you will be empowered to make decisions within your credit authority and collaborate with colleagues across the business. You will be empowered to make decisions within your credit authority and collaborate with colleagues across the business. This role offers exposure to a broad range of financial products and the opportunity to develop expertise in the securities industry.

Job Responsibilities

Analyze client financials and structure securities-based lending transactions

Price, risk-grade, and document lines of credit, term loans, and standby letters of credit

Review and approve new deals, amendments, and annual reviews within credit authority

Provide guidance to market partners on client needs and credit solutions

Ensure compliance with credit policies and risk management standards

Collaborate with team members to deliver seamless client service

Maintain accurate records and documentation for all transactions

Monitor portfolio performance and identify potential risks

Support ongoing process improvements and efficiency initiatives

Communicate effectively with clients and internal stakeholders

Participate in training and development opportunities to enhance skills

Required Qualifications, Capabilities, and Skills

Bachelor’s degree or equivalent prior experience

Three years of private banking, asset management, or credit/lending experience

Strong communication and interpersonal skills

Good organizational skills and ability to work independently

General understanding of financial markets and securities industry

Ability to work well in an integrated team environment

Demonstrated attention to detail and accuracy

Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint)

Ability to manage multiple priorities in a fast-paced setting

Commitment to maintaining confidentiality and integrity

Preferred Qualifications, Capabilities, and Skills

Experience with securities-based lending products

Advanced analytical and problem-solving skills

Familiarity with credit risk assessment tools

Prior experience in a high-volume lending environment

Knowledge of regulatory requirements for lending

Ability to adapt to changing business needs