Mortgage DE Underwriter

**Job Title: Mortgage DE Underwriter**

**Job Description:**

Are you an experienced mortgage professional with a keen eye for detail and a passion for ensuring quality and compliance? We are seeking a diligent Mortgage DE Underwriter to join our dynamic team. As a Mortgage DE Underwriter, you will play a crucial role in evaluating and approving loan applications, ensuring that all documentation is accurate, complete, and meets the established guidelines.

**Responsibilities:**

- Review and evaluate mortgage loan applications to ensure they meet company and FHA/HUD guidelines.

- Analyze borrower profiles, credit histories, income documentation, and appraisals to determine risk and eligibility.

- Communicate and collaborate with loan officers, processors, and clients to resolve any issues or obtain necessary documentation.

- Approve or decline applications based on a thorough analysis and company policies.

- Stay updated with industry regulations, changes, and trends to ensure compliance and efficient underwriting practices.

- Provide clear and concise explanation to support underwriting decisions and recommendations.

- Assist in training and mentoring junior underwriters to ensure consistent and high-quality underwriting processes.

**Qualifications:**

- DE Underwriter Certification is required.

- Minimum of 3-5 years of experience in mortgage underwriting.

- Strong knowledge of FHA, VA, and conventional loan programs and guidelines.

- Excellent analytical skills with the ability to interpret complex data.

- Strong attention to detail and organizational skills to manage multiple files and deadlines.

- Proficient in mortgage processing and underwriting software; experience with automated underwriting systems is a plus.

- Effective communication skills, both verbal and written, with the ability to work collaboratively in a team environment.

**Benefits:**

- Competitive salary and performance-based incentives.

- Comprehensive benefits package, including health, dental, and vision insurance.

- Opportunities for professional development and career advancement.

- A supportive and inclusive work environment where your contributions are valued.

- Flexible work schedule and potential for remote work options.