Resume

Sign in

Manager Credit Analyst

Location:
Shorewood, Illinois, 60404, United States
Salary:
60000
Posted:
April 25, 2012
Email:
frw7hj@r.postjobfree.com
Contact Info:
*.***********@*********.***


Mary J. Marchio-Scholefield

frw7hj@r.postjobfree.com 815-***-****

Purdue University Calumet, Hammond, Indiana Bachelor Science Degree: Accounting

Credit Manager/Analyst: High degree of integrity, professionalism and risk analysis, to draw a conclusion, optimizing growth, and market share.

WORK HISTORY

2012 SSAB Corporation Credit Analyst

Temporary Position-Steel Industry

2011 Feralloy Corporation Credit Manager

Temporary Position-Steel Industry

2005-2009 Chicago Tube and Iron Regional Credit Analyst

2003-2005 New World Van Line, Chicago, Illinois Collections

2002-2003 Presentation Services/ HVHQ Deductions Analyst

PROFESSIONAL EXPERIENCE

• Analyze and interpret the credit worthiness of customers through bank, trade, and credit associations, E-RAM, DnBi setting credit limits, negotiating terms and releasing orders according to company policy.

• Analyze Financial Statements to estimate degree of risk, including: Balance Sheet, Income Statement and Statement of Cash Flow: Debt to Equity Ratio, Current Ratio, Quick Ratio, AR and Inventory Turnover Ratios.

• Communicate and travel to divisions maintaining credit policy and procedures to inside/outside sales personnel when customers exceed credit limits and can no longer receive material until actions are taken.

• Manage an aging/region submitting account to outside collection agency, file bankruptcy information, file UCC1, and submit Letters of Credit.

• Team Lead for aged receivables. Establishing conference calls, payment, and visitation.

• Assistant Manager Retail, 5 people, setting monthly budget, productivity, training, hiring and reviews. Experience in Excel 2003 & 2007, Word, Outlook, Oracle, and AS400, SAP

ACHIEVEMENTS

• Develop credit policies and procedures for cash application and deductions.

• Provide information for reversing journal entries applying cash according to GAAP.

• Reconcile and resolve transactions and balances collecting account deductions of $20,000.

• Maintain bad debt regionally according to policy, accomplishing a write off of zero in 2009.

• Negotiate payment schedules evaluating the customer creditworthiness and delinquent customer accounts.

• Assist the credit analyst for escalated collection of receivables and credit holds.

ADDITIONAL EDUCATION

National Association of Credit Management, Receiving Credit Certification