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Manager Credit Analyst

Location:
Shorewood, Illinois, 60404, United States
Salary:
60000
Posted:
April 25, 2012
Email:
frw7hj@r.postjobfree.com
Contact Info:
*.***********@*********.***


Mary J. Marchio-Scholefield
frw7hj@r.postjobfree.com 815-***-****
Purdue University Calumet, Hammond, Indiana Bachelor Science Degree: Accounting

Credit Manager/Analyst: High degree of integrity, professionalism and risk analysis, to draw a conclusion, optimizing growth, and market share.

WORK HISTORY
2012 SSAB Corporation Credit Analyst
Temporary Position-Steel Industry
2011 Feralloy Corporation Credit Manager
Temporary Position-Steel Industry
2005-2009 Chicago Tube and Iron Regional Credit Analyst
2003-2005 New World Van Line, Chicago, Illinois Collections
2002-2003 Presentation Services/ HVHQ Deductions Analyst

PROFESSIONAL EXPERIENCE
• Analyze and interpret the credit worthiness of customers through bank, trade, and credit associations, E-RAM, DnBi setting credit limits, negotiating terms and releasing orders according to company policy.
• Analyze Financial Statements to estimate degree of risk, including: Balance Sheet, Income Statement and Statement of Cash Flow: Debt to Equity Ratio, Current Ratio, Quick Ratio, AR and Inventory Turnover Ratios.
• Communicate and travel to divisions maintaining credit policy and procedures to inside/outside sales personnel when customers exceed credit limits and can no longer receive material until actions are taken.
• Manage an aging/region submitting account to outside collection agency, file bankruptcy information, file UCC1, and submit Letters of Credit.
• Team Lead for aged receivables. Establishing conference calls, payment, and visitation.
• Assistant Manager Retail, 5 people, setting monthly budget, productivity, training, hiring and reviews. Experience in Excel 2003 & 2007, Word, Outlook, Oracle, and AS400, SAP

ACHIEVEMENTS
• Develop credit policies and procedures for cash application and deductions.
• Provide information for reversing journal entries applying cash according to GAAP.
• Reconcile and resolve transactions and balances collecting account deductions of $20,000.
• Maintain bad debt regionally according to policy, accomplishing a write off of zero in 2009.
• Negotiate payment schedules evaluating the customer creditworthiness and delinquent customer accounts.
• Assist the credit analyst for escalated collection of receivables and credit holds.

ADDITIONAL EDUCATION
National Association of Credit Management, Receiving Credit Certification