ALEX J. RUIZ
MIRAMAR, FLORIDA **029
OBJECTIVE:
Obtaining a position where I may utilize my high energy, experience and skills toward the
growth of the company and development of my career based on demonstrated performance.
PROFESSIONAL EXPERIENCE:
2/1990-12/2009
DIRECTOR OF SALES/OPERATION
MORTGAGE SERVICE NETWORK, HIALEAH, FLORIDA
Managed a sales staff of ten and an administrative staff of five.
Developed sales and new contacts through presentations and strong closing skills.
Guarantees all loans are properly processed according to FNMA and FHLMC
guidelines so they appeal to the Secondary Market
1988-1990 MORTGAGE LOAN OFFICER
SOUTHEAST MORTGAGE COMPANY, MIAMI, FLORIDA
Solicited and serviced Southeast Bank customer loans.
Employed knowledge of secondary market guidelines to Correctly process loans.
Created strong rapport with customer And successfully developed banking relationship using Interpersonal and selling skills.
Directed Broward County Low income-housing program totaling $5 Million in Grants.
Used real estate property contract knowledge to assure loans Met guidelines.
1986-1988 LOAN OFFICER/COLLECTION MANAGER
UCF FEDERAL CREDIT UNION, ORLANDO, FLORIDA
Analyzed and evaluated financial and operating data from Balance Sheets and Operating Statements for credit approval.
EDUCATION:
1982 1986 BACHELOR OF SCIENCE & BUSINESS ADMINISTRATION UNIVERSITY OF CENTRAL FLORDIA, ORLANDO, FLORIDA
Major: Finance
Minor: Computers
REFERENCES: Provided upon request