Frank J. Kumkoski
Downers Grove, Il. 60516
FAITH FINANCIAL MORTGAGE LLC
Co-Owner/CFO - Originate individual monthly loan volume of $1.6 million dollars.
Closed an average of 118 personal units annually. Originated residential first
mortgage loans, home equity loans & commercial loans. Audit all loan files for
the company & implement compliance procedures. Maintained the financial records
for the company. Establish & maintain relationships with referral sources such as
financial planners, CPAs & attorneys.
December 1998-December 2005
THE MORTGAGE CHOICE, INC.
Park Ridge, Illinois
President /Owner – Established a company with average annual loan volume of $92
million dollars and average annual fee income of $1.6 million dollars. Trained sales
staff of 10-20 loan originators. Maintained the financial records and established the
quality control procedures for the corporation. Established & maintained
relationships with referral sources, lenders & vendors.
August 1996-December 1998
HARTLAND MORTGAGE CENTERS
Wholesale Director - Directed loan originations in nine states with monthly loan volume
of $20 million dollars. Supervised underwriting & the sales force for the entire
mortgage banking operation. Personally generated $3 million dollars in monthly
loan volume from outside mortgage brokers and internal loan officers. Compiled
spread sheets and packaged loans for bulk purchases. Developed & maintained
relationships between HMC and it’s investors referral sources.
December 1987-August 1996
FIRST UNION HOME EQUITY BANK
Oak Brook, Illinois
Chicago Broker Sales Manager/AVP
*Opened the first broker office in the country for the Home Equity Division of a top ten bank.
*Developed & maintained relationships with mortgage brokers.
* Supervised staff of 8 people.
*Consistently a top unit with loan volume & profitability.
*Managed all portfolio and wholesale loans for the unit.
February 1985-December 1987
SECURITY PACIFIC FINANCIAL SERVICES
*Originated & serviced loans for a finance company.
*Managed all aspects of credit & collections for the branch office.
*Supervised staff of 7 employees.
*Consistently a top producer in loan volume and delinquency control.
November 1983-February 1985
I.T.T. FINANCIAL SERVICES
Manager Trainee/Branch Manager
*Promoted to Branch Manager after only 9 months on the job.
*Licensed insurance agent.
*Top producing branch in sales finance paper.
August 1983-B.A. in Business Administration/Finance
Northeastern Illinois University
1984-Graduate work for MBA in Finance (did not complete Masters Degree)
FINRA Series 63
Illinois Loan Originator
Illinois Notary Public