Robert S. Weinheimer, Jr.
Registered Mortgage Underwriter (RMU), Senior Designate
Residence Address: 732 Marbea Drive
Loveland, OH 45140
513-***-**** Phone
513-***-**** Fax
Education: Attended Xavier University, Cincinnati, OH
Course of Study: Business Administration
Instructor- Real Estate Finance- Cincinnati State University (79-80)
Professional Experience:
11/2002 to10/07 Account Executive, Wholesale and Correspondent, First Franklin Financial a division of Merrill Lynch FSB
Regional Sales in Indiana, Ohio, Kentucky . Did over $54 million in sales in 2004 & $42 million in 2005. Set up over 100 brokers in area, Working with owners and managers of broker shops Helped set up correspondent lending program nationally. AE of the month 3 times.
Earnings: Was inside and outside AE. Subprime and Alt-A
5/2002 – 10/2002 Area Sales Manager, Barclay Group
Regional Account Manager; involved in calling on Banks and Credit Unions in Ohio, Indiana & Kentucky. Financial services.
11/2001 – 5/2002 Account Executive, Mortgage Bankers Inc.
Handling Cincinnati, parts of Dayton and Northern Ky. Working with brokers. FNMA and Alt-A products. Have over 150 Brokers. Company went out of business
9/2000 – 11/2001 Area Sales Manager, Barclay Group
Regional Account Manager; involved in calling on Banks and Credit Unions in Ohio, Indiana & Kentucky. Financial services.
1/1998 – 9/2000 Business Development Manager, The Money Centre Inc.
Dealing with mortgage brokers in Cincinnati, Dayton and Northern Ky. Closings of over $2.5 million per month. One of the top AE’s in region. Company went out of business
6/1991 – 11/1997 Owner, Mortgage Brokerage-American Union Mtg & Guaranty Funding
Mortgage
Owned a mortgage banking company. Direct supervision of local/remote branch sales and administrative personnel ; responsible for general administration, underwriting, quality control, compliance, marketing and training. Mortgage Banker, licensed FHA/VA with 4 warehouse lines, correspondent/broker relationships. Supervised 65 people. Founded and directed company. Also was involved with wholesale lending (TPO) using the warehouse lines. Territory in Ohio, Kentucky and Indiana. Sold company 10/97.
1986 to 1991 Regional Vice President, Union National Mortgage Company
Managed offices in southern Ohio. Originated loans, supervised personnel and did preliminary underwriting for branch. Set all pricing for region. Was one of . the top reps for the company 1984 to 1986 Area Manager , Freidlander The Mortgage People
Responsible for hiring, training, and underwriting in Ohio. Started branch in Dayton, OH from scratch and left it 7th out of 100 offices in United States.
1979 to 1984 Assistant Vice President, Branch Manager STM Mortgage (Bright Mtg Co)
Established office; trained and supervised eight people, and developed real estate business. Produced $15 million in business.
1977 to 1979 Branch Manager, Lomas and Nettleton Company
Managed and originated in the office. Did nearly $10 million in business in 1979.
1974 to 1977 Manager, Capital Savings and Loan Co.
Involved in all branch functions including hiring, training, originating, closings and collections and consumer finance loans.
Certificates: Mortgage Bankers Association of America, Washington, D.C.
• Mortgage Underwriting
• Mortgage Appraisals
• Commercial Underwriting
• Underwriting the Self-Employed Borrower
• Mortgage Originations
• Secondary Market and Hedging
• Servicing and Collections
National Association of Review Appraisers/Mortgage Underwriters (NARA/MU)
• Registered Mortgage Underwriter (RMU), Senior Designate
Seminars: Underwriting Single Family Loans
Underwriting Appraisals
Underwriting Self-Employed Persons
Underwriting Guidelines for FNMA/FHLMC
Underwriting Guidelines for FHA & VA Loans
Processing FNMA, FHA & VA Loans
Review and Process of VA Loans
VA Underwriting Seminars
FHA Chums Seminars
FHLMC New Underwriters Seminar
MBA Secondary Marketing Seminar
Hedging and Securitization of Mortgage Loans
Section 32 Seminar, OMBA
Community Homebuyers Training Seminar
Community Reinvestment Seminar
Train the Trainer
FNMA and FHLMC Underwriter
Training: 1979 – 1980 (2 Academic years) Cincinnati Technical College ( NKA Cincinnati Stae University ; Real Estate Finance and Approved Instructor for Ohio Board of Realtors
1985 – 1990 Middletown Board of Realtors; set-up and held training seminars for up to 2000 agents
References Upon Request