Sign in

Experienced Credit Analyst

Dove Creek, CO, 81324
September 25, 2008

Contact this candidate


Kristy Chadd

***** *** ***

Dove Creek, CO *****

Day Phone #: 970-***-****

Evening Phone #: 970-***-****


OBJECTIVE To obtain a career that will utilize my computer knowledge, strong people skills, organizational abilities, and business experience.

EDUCATION Bachelor of Science, Business Administration

Emphases: Finance

Minor: Economics

University of Northern Colorado (UNC),Greeley, CO

Graduated: December 2003


Credit Analyst II, JBS Swift & Company, Greeley, CO (September 2004 – June 2008)

Supervisor: Clayton Edmonds, Manager of Credit and Collections 970-***-****, 40+ hours/ week, $39,050/ year

• JBS Swift & Company records $10.5 billion in sales annually

• Analyzed customer’s financial statements, in order to determine the credit worthiness of the customer, including ratio and trend analysis, cash flow analysis, forecasting, benchmark analysis, accounting analysis, business profile analysis, etc.

• Assisted in developing and implementing the Commercial Credit Policy and Guidelines

• Recommended credit lines up to $35M and defended my suggestions with upper management

• Successfully completed the Moody’s Investors Service Fundamentals of Credit Analysis Training (September 2006)

• Established and maintained key customer and industry relationships to broaden my knowledge and help evaluate customer credit

• Assisted with department operations and staff training

Credit Analyst Assistant, JBS Swift & Company, Greeley, CO (September 2003 – September 2004)

Supervisor: Kevin Arnold, Director of Pork Finance 970-***-****, 40+ hours/ week, $30,000/ year

• Assigned customer risk ratings based upon my financial analysis and recommended credit lines up to $150K

• Performed customer service calls to key customers to obtain updated information and additional security for high risk customers

• Requested and responded to trade references regarding our current customers

University of Northern Colorado Facility Operations, Clerical Assistant, Greeley, CO (February 1999 – September 2003) Supervisor: Loy Arnold, Purchasing Agent 970-***-****, 20+ hours/week

• Process invoice and material ticket data into Work Order System, and performed general office duties

• Check accuracy of the Financial Records System

• Create and maintain database in Excel to manage insurance records of vendors

• Assist in the development of contracts for the state on-line bid system

Community Bank, Teller (January 1998 – August 1998 & May 1999 – August 1999)

Supervisor: Tammy Beanland, President 970-***-****, 40 hours/week

• Balanced teller windows, opened new accounts for customers, and performed general office duties

• Handled a high volume of transactions daily

• Learned various aspects of the banking industry

Walt Disney World, College Program Internship (August 2001 – January 2002)

Supervisor: Robert McCrudden, Manager 407-***-****, 40 hours/week

• Participated in job shadow with Magic Kingdom Financial Analysts and Stats Specialists

• Partnered with restaurant management to assist in daily operations

• Attended regular meetings with management to improve restaurant efficiency

• Served guest needs and concerns, and worked with a large team of employees daily


Microsoft Office (Word, Outlook, Excel, and Power Point)

Accounting Packages (Peoplesoft)

Operating Systems (Windows 95, Windows 98/2000, and Windows XP)

Research Applications (Internet)


Association for Financial Professionals, Member (1999-2006)

Financial Management Association, Active Member (1999-2003)


Clayton Edmonds

Manager of Credit and Collections

JBS Swift & Company

1770 Promontory Circle

Greeley, CO 80634



Kevin Arnold

Director of Pork Finance

JBS Swift & Company

1770 Promontory Circle

Greeley, CO 80634



Lacey Snyder

Treasury Analyst

JBS Swift & Company

1770 Promontory Circle

Greeley, CO 80634



Contact this candidate