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Karl Riley Resume

Location:
Miami, Florida, 33167, United States
Salary:
65000
Posted:
March 22, 2011

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Karl Riley

***** *. ***** ***** *****, FL *****

o2o1ce@r.postjobfree.com

(305) ***-****

Objective: To obtain a Financial and Operational Auditor’s Position to demonstrate my versatile knowledge, skill and strength in accounting, auditing, compliance and financing

Professional Experience:

PENINSULA BANK -Miami, FL 06/03-06/09

VICE-PRESIDENT COMPLIANCE OFFICER/AUDITOR

• Manage the activity of all Money Services Business Deposit (MSB) Accounts throughout the bank

• Oversees the independent audits on regulatory compliance. Coordinates job with outsourced auditors when required. Responsible to make the bank aware of any changes to the laws and regulation.

• Performed as the main liaison and coordinator with bank’s regulator for pre, during and post examinations.

• Responsible to assist with implementing and carrying out and maintaining ongoing compliance program, to ensure that the bank is complying with Federal, State and Consumer Protection Laws and Regulations, to prevent illegal, unethical or improper conduct.

• Assign risks associated with each customer’s daily transaction; determine that an AML/BSA policy is on hand.

• Responsible for the Bank and vendors annual assignments.

• Responsible for maintaining a calendar of required document filing for regulatory purposes. Interact with senior management and the Board of Directors through weekly, Monthly and Quarterly reports, to present and discuss audit, findings and recommendations

• Perform consistent monitoring and independent testing of transactions

• Monitor activities using various software packages and recommend enhancements where necessary

• Visit each MSB customer’s place of business and perform periodic audits of their activities

OFFICE OF THE COMPTROLLER OF CURRENCY- Miami, FL 01/00-03/02

ASSOCIATE NATIONAL BANK EXAMINER

• Assisted in the examination of: commercial bank’s, agencies, foreign banks, the bank holding companies and their affiliates supervised by the OCC

• Evaluated risk management practices to ensure compliance with applicable laws, regulations and supervisory guidelines

• Developed and documented reports: findings, observations, assessments, as well as specific concerns

• Verified financial data and operational records to determine accuracy, adequacy as well as management’s effectiveness on internal controls

• Analyzed the quality and sustainability of earnings, the quality of investments and evaluated the system of internal controls

• Interact with board members, senior management, supervisor and employees directly tied to the areas under review.

• Ensure that the Bank complies with all laws and regulations, by being aware of all upcoming changes and coordinating policy and procedures to accommodate the changes.

• Presents results of the examination and make recommendations that should include the enhancement of their operational process as it relates to their policy and procedures

• Planned, developed, and managed: financial, operational and compliance audits throughout the organization

• Assessed and evaluated the effectiveness of their internal control and adherence to compliance

• Perform examinations and ongoing monitoring of state member banks and bank holding companies located throughout the Southeast.

• Supervisory activities include participating in on-site reviews, performing surveillance, and communicating findings and concerns to all interested parties.

• Review risk management processes while evaluating asset quality, earnings, capital adequacy, funding, interest rate risk, and bank management.

• Verify compliance with a variety of laws and regulations including Bank Secrecy Act/Anti-Money Laundering compliance programs.

• Write examination reports, risk assessments, and other correspondence, and discuss supervision matters with Boards of Directors and all levels of bank management.

AIMS Rx HEALTH GROUP 02/02-06/03

INTERNAL STAFF AUDITOR

Responsible for the planning, organizing, directing and conducting of complex financial and operational audits throughout the Aims Rx holding company and partnership group.

Assist in the performance of their compliance audits to ensure good institutional practices, with Federal and State regulations. This function included the preparation of annual audit plans and schedule.

Preparing, discussing and issuing detail reports of the audit to management, partners, and their board of directors

EAGLE NATIONAL BANK, NA 08/93-12/99

INTERNAL STAFF AUDITOR

Planned, developed, and managed financial, operational and compliance audits, throughout the organization.

Acquired outstanding hands on experiences in identifying areas of none compliant, make recommendations that will bring them into compliant once proper and sufficient corrective actions re taken

UNITED NATIONAL BANK- Miami, FL 11/86-7/93

INTERNAL STAFF AUDITOR

• Planned, developed, and Performed financial: operational and compliance audits throughout the organization

• Acquired hands on experiences, in identifying areas of concerns or non-compliant and made recommendations that would bring them into compliance; once proper and sufficient corrective actions were taken

• Ensure that Loan Application Register (LAR) is properly maintained; coordinate compliance requirements for all new products and services.

• Coordinate compliance requirements for all new products such as deposits, loans and investment.

• Determine that file is maintained to record the denials and disclosures.

• Review files maintained for HMDA and CRA records.

TERRA BANK N.A 10/90-8/93

INTERNAL STAFF AUDITOR

• Planned, developed, and managed financial, operational and compliance audits, throughout the organization.

• Acquired outstanding hands on experiences in identifying areas of none compliant, make recommendations that will bring them into compliant once proper and sufficient corrective actions re taken

Education:

1999-2002 Florida Atlantic University

BA Finance/Management

Boca Raton, FL

1995-1999 Miami Dade Community College

AA Degree Business Administration

Miami, FL

1983-1985 College of Arts Science & Technology

AA Degree in Accounting/Marketing

Kingston, Jamaica

References: FURNISHED UPON



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