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Customer Manager

Location:
Houston, TX, 77373
Salary:
19.00 hour
Posted:
April 11, 2012

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Resume:

**** ********** ****

Spring, Texas ***** Phone 281-***-****

E-mail ***************@*********.***

Margaret Stallworth

Objective To obtain a position in collections where my work ethics, negotiation abilities and experience can be utilized and advanced.

Summary of qualifications Collect delinquent accounts.

Full knowledge of skip tracing process.

General knowledge of bankruptcies.

Full working knowledge of Innovis, Accurint, and Symitar.

Full knowledge of repossession of vehicles.

Handle customer complaint.

Update and take incoming payments.

Negotiate acceptable payment arrangement.

General knowledge of recasting (correcting loans when there is a problem with the Loan payments.

Manage suspense accounts.

Dialer (customer calling system).

Full knowledge of Credit bureau Report.

Supervisor experience.

Manage Veterans Administration accounts.

Mobile Home eviction process

Internet.

Work experience 2005 –-2011 First Service Credit Union Houston, TX

Laid off

Senior Collector

Responsible for making fifty plus calls daily.

Achieved monthly quotas for loans and Bankruptcies.

Participated in collection department cross training

Good rapport with debtors.

Excellent Skip tracer using all tools available.

Handling incoming complaints and solving problems.

Excellent phone etiquette.

Persuade debtor to pay amount due or make future arrangements via phone, mail, or in person.

Make recommendations to review for special handling or intensified collections actions.

Assign field calls and send out demand letters to debtors.

Negotiate loan extensions and modifications and arranges payment schedules.

Perform other tasks such as setting up repossession of collateral.

Knowledge of state laws regarding repossessions.

Prepare reaffirmations for attorney, bankruptcy court clerk, and trustee when instructed by the Manager.

Keeps record of collections and status of accounts.

Light E Oscar (correcting accounts on the credit bureau).

1991 - 2005 Foley’s Houston, TX

(Closed and sold to Macy’s) Retired

Lead Collector

Manage suspense accounts (60 – 120 days past due and over)

Tandem System

Meet daily incentives and quotas

Achieve collector of the month five times

Dialer (Customer calling system)

Net Star

Skip trace

Internet

Accurint search

Credit Bureau Report (third party contact)

Swat (Assist collectors in group)

Handle customer complaints

Update incoming payments

Approve phone payments

Negotiate acceptable payment arrangements from customer

Light computer

1989 - 1991 Barry’s Jewelry Houston, TX

(Closed office in Houston and moved to California)

Lead Collector

Collector

Manage suspense account (120-180 days past due)

Meet company incentives and quotas

1985 - 1989 Gordon Jewelry Houston, TX

(Company sold to Zale’s Jewelry and moves to Dallas, Texas)

Supervisor/Collector

Responsible for five employees

Responsible for suspense and profit and loss accounts

Monitor employee daily file

Assist and train new employees

Customer complaints

Conduct meetings

1983 - 1985 Southern Guarantee Mortgage Houston, TX

(Company closed office and moved to California)

Supervisor/Collector

Manage Veterans Administration accounts

Obtain permission for eviction

Complete required documentation and maintain customer files

Negotiate acceptable customer payment arrangement

Inspect mobile homes after eviction

Education Booker T. Washington High School Brewton, AL

1983 – 2011 Various on the job training Houston, Texas

References

Jimmie Hilligiest

Houston, Texas

832-***-****

Lorina Ramos

Houston, Texas

281-***-****

Kristen Harper

Houston, Texas

281-***-****



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