To obtain a challenging and meaningful position that enables me to learn and allows for advancement.
Ability to resolve issues with customers, work in a fast-paced and changing environment. Coordinate and finalize transactions with good time management.
Insurance Producer License
Review Title Commitments
Preparation of HUD-1 Settlement Sheet
General Office Skills Computer Knowledge
18 years Title and Settlement Experience
Bilingual/English-Spanish Insurance Billing
Excellent listening and verbal skills
Knowledge in Banking/Real Estate/Conveyancing
Examine documentation such as mortgages, liens, judgments, easements, maps, contracts and agreements in order to verify factors such as properties’ legal descriptions, ownership, or restrictions and determine if such will affect title and limit property use.
Retrieve and examine real estate closing files for accuracy and to ensure that information included is recorded and executed according to regulations and insure the marketability of such title.
Coordinate all aspects of closing and funding with various lenders. Communicate and interpret to Borrowers mortgage documents, lenders’ requirements and witness signing of documents. Prepare HUD, ship final closing documents and disbursed funds accordingly.
Clear title so that ownership of real estate can be transferred, processing necessary paperwork to ensure legal transaction and submission of documents to the County Clerk for recording.
CUSTOMER SERVICE/PROBLEM SOLVING:
Answer incoming calls from customers in both English and Spanish, while maintaining call length, quality and providing quality customer service in a professional, timely and courteous manner.
Telework from home and assist Customers with technical support, password reset, log-in issues and assistance with website. Able to function in a performance based environment.
SUMMARY OF QUALIFICATIONS:
Manage all aspects of day-to-day operations as Settlement Agent:
o Traveled extensively in the Southern area of NJ and PA to attend real estate closings.
o Communicated with all customers, realtors, attorneys via telephone and provided assistance with the real estate closing transaction. Compliance with New Jersey Department of Banking and Insurance
o Prepared a Settlement Sheet (HUD-1) with lenders’ charges, pay-offs, pro-rata and disbursed funds accordingly. Reviewed and explained mortgage documents to the Borrowers.
o Ensured all cash (checks) collected on account is balanced and deposited daily to the bank.
Closing of real estate transactions which involves the coordination of numerous administrative, clerical, legal, computer and accounting functions. Revise title commitment and insure the marketability of such title.
Alpine Access – 1120 Lincoln Street, Denver Co
Bilingual Customer Service / December 2007- December 2011
Freelance Settlement Agents for the following companies: *Independent Contractor/Settlement Services, Inc.
*Surety Title Corporation- 3 Stow Road, Marlton NJ
March 1998 –August 1999/June 2007 - November 2007
*Westminster Abstract- Toll Brothers, 250 Gibraltar Road, Horsham PA
January 1998 – Dec. 2001
*Congress Title Insurance Corp- 110 Barclay Pavilion, Cherry Hill NJ
Freelance Settlement Agent January 1998- Jan. 2002
Keystone Agency, Inc., 1500 Walnut Street, Suite 301 Philadelphia, PA
Full Time Settlement Agent - January 1989 - June 1997
Roach Brothers Realtors- 822 W. Montgomery Avenue, Narberth PA
December 1986 – January 1989
The Title Academy of NJ/Continuing credits in Title Insurance/PA Land Title Institute, Wayne PA- Real Estate and Land Title Insurance January 1994 – Present
Bloomsburg University, PA (International Business) - June 1983 – December 1984