Real Estate Sales

Derrick Bowie

***** ********* *****

Houston, TX. 77068

832-***-**** or Email: ******@*******.***

Objective

To obtain a full – time position that will utilize my banking, mortgage experience, administration education and computer skills.

Skills

Software: Microsoft Word; Microsoft Excel, Windows 00-XP, PowerPoint, SAP

Hardware: IBM PC. Facsimile, Photocopier, Multi-line Telephone

Other: Accounts Receivable, Accounts Payable, Keyboarding, E-Mail Internet Proficient

Data Entry, Filing (Alpha Numeric) and Portable Scanning

Education

University of Houston 06/99-08/00

Administration/Accounting Houston, TX

North Harris College 05/96-08/98

General Business Houston, TX

Prairie View A&M University 08/95-05/96

General Business/Accounting Prairie View, TX

Work Experience

Network Funding, L.P. 10/09-05/11

FHA/VA Government Insurer

Duties: Insured all government loans FHA and VA. Input all correspondence into network system for insuring and audits. Ship loan packages to HOC Corporate Offices. Make all corrections and insure for accuracy. Communicate with underwriters, processors and closers if documents are needed before insuring. Review all closing packages for all accurate execution before audits. Stack files in order before submission to HOC.

Bank of America, N.A. 11/07-09/09

Senior Loan Specialist

Duties: Process and prepare for closing retail mortgage loans (conventional and government, purchase and refinance) under various loan programs in accordance with policies & procedures, register loans on the origination system and maintain system accuracy, issue proper disclosures as required by federal regulatory compliance, review rate lock and point objectives for accuracy, ensure overage and underage is approved as well as waiver of any fees, set up files and order all necessary exhibits for appraisals and credit reports, check alternative documentation for accuracy and potential problems, order title insurance, flood and tax certificates and surveys, reviewing for problems upon receipt, review all documents thoroughly before submission to underwriting, obtain and review documents for acceptability against loan conditions, with the loan officer, coordinate with buyers, sellers, title companies, escrow agents, surveyors and real estate agents to obtain additional documentation, complete loan submissions and perform closings and update the conversation log as needed.

Gregg & Valby, L.L.P. 04/04-11/07

Senior Loan Processor/Closer/Funder

Duties: Close Subprime, FHA, VA, Conventional, Refinance, Texas Home Equity and Constructions Loans., brokers to make closing with title companies. Review closing documents set for release to title for closings. Underwrite and QC and review the final closing documents packages, enter closing documents into the network system, Review title commitment, sales contracts, surveys, appraisals, insurance and taxes for escrow. Communicate with brokers and title companies for to get documents prepared, review settlement statements with fees and interest calculated.

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