CONFIDENTIALITY REQUESTED
DANIEL FRASIER
Denver, CO 80247
*************@*******.***
FINANCIAL MANAGER
Credit Analysis / Business Performance
Analysis / Cost Control / Turnarounds
Branch Operations / Budgets / P & L
New Business Development
Revenue Enhancement
Awarded for turning around under-performing
companies in financial services
environments, I grew assets, loan portfolios,
and investment activity despite a harsh
economic climate. I improved profitability
through organizational restructuring, cost
management, and reduction of bad debt,
achieving top ranking in field of 125 offices.
* Analyzing business financial performance,
including cash flow, solvency, and
profitability
* Delivering or exceeding corporate business
goals
* Hiring, training and developing high
performance teams
* Soliciting and underwriting loan products
* Assessing credit worthiness
* Managing daily operations, while improving
customer satisfaction
My MBA is from Regis University,
graduating with honors, and I earned a BBA in Finance
from Colorado State University. I have
completed Financial Foundations and Ultimate
Business Banker at BBI Financial, Inc.
Received District Manager of the Month 12
times and District Credit Manager of the Month
five times from Wells Fargo.
CAREER HISTORY
Branch Manager / AVP, Bank of the West, 2007
to Present. Recruited to direct sales and
service to build long term relationships and
revenue for $35M branch. Analyze cash flow,
financial reports, and liquidity/solvency for
commercial businesses seeking loans,
investment vehicles and insurance products.
Manage staff of seven, P&L.
Branch Manager / AVP, Wells Fargo Co., 2006 to
2007. Promoted to manage sales and operations
for $30M retail store, generating $4.5M in
revenue. Developed business development
plans, hired and trained sales team and
customer service reps. Approved commercial
loans. Managed 23 staff, budget of $500K, and
P&L.
Branch Manager, Wells Fargo Financial, 2001 to
2006. Promoted to head team of ten in
delivery of financial products and services.
Managed retail sales and service for $30M in
assets. Resolved default accounts, solicited
and underwrote loan products, and resolved
debt concerns.
Credit Manager, Wells Fargo Financial,2000 to
2001. Resolved past-due accounts. Solicited
and underwrote mortgage and loan products
through telemarketing and in-person sales.
Additional Information: I am a member of the
Parker Chamber of Commerce. My pastimes
include camping, running, fly fishing, and
snow-boarding.