Contract Mortgage Underwriter

Robin Little-Fernandez

**** ********* ***

Shakopee, MN 55379

H: 952-***-****

C: 952-***-****

****************@*****.***

OBJECTIVE: I seek the opportunity to broaden my current knowledge to benefit and meet production goals for my clients. I bring with me desire to provide each customer with the ability of obtaining their company underwriting and due diligence goals. Bilingual, Spanish/English

QUALIFICATIONS

Investors/Programs underwritten:

1. GMAC - RFC (Conforming, Non-Conforming and Sub-Prime)

2. Fannie Mae, Freddie Mac

3. Countrywide (Conforming and Non-Conforming, FHA, and Sub-Prime,)

4. Wells Fargo (Conforming and Non- Conforming, Home Equity, FHA, and Sub-Prime/HCS,

and ALT-A)

5. AccuBanc/National City Mtg (Conforming, Non-Conforming, Home Equity, FHA and Sub- Prime, RELO, Renovation, and Construction to Perm)

6. WAMU (Conforming, Non-conforming, Home Equity and FHA)

7. Universal Lending (non-conforming, FHA, all Niche Products, and sub prime)

8. Aurora Loan Services - (Non-conforming and Niche Products)

EDUCATION

2000 Accredited Residential and Commercial Underwriter, MBAA, Online Study

1992 MBA Business Administration/Finance, The Anderson School- UCLA, California

1989 Bachelor of Science, Nursing – Cal State University, San Bernardino, CA

1986 Associate of Science, Nursing - Victor Valley Community College

EMPLOYMENT

03/03-Present – Owner/Broker- Innovative Mortgage Concepts LLC, Savage, MN

05/05- 12/06 Staff Senior UW, Wells Fargo/Retail, MPLS, MN

05/07-08/09, (On Call only), Davita Dialysis, Savage, MN

03/05- 12/06 (Float Pool), Fresenius Medical Care, Golden Valley, MN

09/05-12/05 Contract UW, Wells Fargo/Retail, MPLS, MN

05/05-08/05 Contract UW, Wells Fargo/UBS Joint Venture, Edina, MN

07/04 - 5/05 Contract UW, Wells Fargo, Retail, Minneapolis,, MN

11/03-07/04 UW Manager (staff), Midwest Region, AccuBanc Mortgage Wholesale, Minnetonka, MN

03/03-11/03 Contract UW, Wells Fargo, Wholesale, Bloomington, MN

12/02-03/03 Contract UW, Wells Fargo Home Equity, Calabasas, CA

07/02-12/02 Contract UW, Aurora Loan Services, Wholesale, Aurora, CO

02/02-07/02 Sr. UW, Retail (staff), Universal Lending Corp., Denver, CO

09/01-02/02 Contract Project Manager, Implementation and Design, WAMU, Boulder, CO

05/00-09/01 Contract UW, Wells Fargo, Retail, Denver, CO

03/98-05-00 Contract Project Manager, Wells Fargo (Refi Center - Magnolia) Phoenix, AZ

1995-1998 Owner, UNPS, Private Post Secondary School, San Bernardino, CA

1985-1998 Employed as Registered Nurse, Various Hospitals throughout Los Angeles and Orange County, CA.

Professional Memberships

Post Secondary/Vocational Educational Instructor

Bonent Certified

Nationally Certified Home Education Counselor (HUD)

Direct Endorsement Underwriter (AL78)

Member NANT

Member, AZ Private School Association

Contact this candidate