Loan Processor/Account Manager

JOLIE D. LEVU______________________________________________________________

**** ***** ******* ***, *** A  Santa Ana, CA 92704

Cell phone: 714-***-****

E-mail: ******@*****.***

Professional Objective

A consistent top performer, dynamic, achievement-oriented business professional is seeking a Loan Processor/Coordinator position that will fully utilize experience and education in Residential Mortgage Lending. Desire a career avenue that will provide a challenging opportunity to significantly contribute to a company’s efficiency, growth, and profitability.

Highlights of Qualification

 Self-directed and self-motivated achiever.

 Proactively approach customer and business challenges, applying strong problem-solving skills, persistence, and resourcefulness to achieve positive results.

 Effective team player and facilitator with proven ability to work cooperatively with diverse individuals and lead productive team efforts.

 Possess excellent analytical skills with definite ability to perform in a fast-paced environment.

 Innovative, well organized, and proactive… strong planning and communication skills.

 Consistently demonstrate responsiveness, strong customer focus, and ability to build good customer relationships.

 Proficient with Calyx Point, Microsoft Word 2007, MOL, AUS systems: DU, LP, Clout, Asset wise and various other systems.

Professional Experience

Amerifund Lending Group, Westlake Village, CA 06/2007 to present

Independent Loan Consultant

 Solicit and originate mortgage loans for new home purchase and refinancing.

 Customize loan programs tailored to meet the financial needs of individual clients.

 Review credit reports, analyze income statements and perform underwriting of income versus debts and combined assets worth.

 Prime, ARMS, Conforming, Non-conforming, Alt-A.

 Ensure timely closing of loans by maintaining constant communication throughout the entire loan process with parties involved.

Greenlight Financial Services, Irvine, CA 09/2006 – 05/2007

Loan Processor/Loan Consultant

 Consistently fund 50+ loans per month.

 Prepare/compile/evaluate documents to determine borrower’s qualifications for a specific loan product.

 Gather information and take each file from pre-approval to funding.

 Input/update files into mortgage processing system.

 Process loan fully including VOE, VOD, credit issues, determine ratios, order appraisal and review, order title…

 Coordinate and schedule closing, working closely with borrowers, underwriters, funders, title companies and realtors.

Benchmark Mortgage, Dallas, TX 01/2006 – 02/2007

Net Manager

Handled all responsibilities involved in the start-up of full-service residential lending business including sales, marketing, and operations in prime and sub-prime lending environment.

Responsibilities:

 Determine which product the borrower would best qualify.

 Work closely with borrowers, investors’ representatives, title companies, appraisers, realtors, underwriters and lenders.

 Request documents from borrower, receive and input pertinent information in computer to prepare loan application and 1008, Good Faith Estimates and Truth-In-Lending,

 Prepare package to be reviewed and approved by the underwriting department.

Sabbatical leave – travel and study, 10/2004 – 12/2005

Greenlight Financial Services, Irvine, CA 01/2002 – 10/2004

Loan Consultant/Closing Coordinator

 Maintained as company top performer with average closings of 50+/- per month.

 Open loans, determine what is needed to fully process loan, prepare needed letter to borrower.

 Order appraisal, title, flood certificate, credit report, etc…

 Input/update files into mortgage processing system.

 Communicate with borrower throughout the process.

 Processing purchases, refinances, conventional – prime, Alt-A

 Review HUD-1 with borrowers.

 Successfully trained inexperience processors into highly productive professionals.

Ditech.com, Costa Mesa, CA 08/1998 –12/ 2001

Loan Processor/Loan Consultant

 Maintained as company top ten performers.

 Responsible for seeing a loan to closing table from application through funding.

 Gather/Order/Follow up on all necessary loan documents and file them as they are received, i.e., appraisals, credit reports, title, hazard insurance, flood certs…

 Gather follow-up information from borrower and satisfy underwriting conditions prior to closing.

 Coordinate closings with all parties involved.

Bayport Mortgage, Costa Mesa, CA 03/1997 – 07/1998

Processing Specialist, Builder Division

 Successfully developed strong and productive relationships with various investors through follow up, persistence, and genuine commitment for first-time approval with each loan submission.

Education

Kaplan University, Fort Lauderdale, Florida

California State University of Northridge, Northridge, California

The Institute of Financial Education, Chicago, Illinois

California DRE license

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