Senior Transaction Banking Rep

Moazzam Mehmood

A-***, Block **-A, Rashid Minhas Road, Gulshan Iqbal, Karachi Tel: 0092 21 34801338

**************@**********.***, *******.******@*****.*** 0092 300-***-****

PROFESSIONAL PROFILE

Self-motivated and enthusiastic professional with solid experience in transaction banking, designing and implementing strategies and projects.

Comprehensive understanding and experience of analyzing client needs and requirement and developing client relationships.

Highly adaptive personality with very strong work ethics.

Strong leadership and project management skills.

Superior knowledge of MS Office suite, analytical software and have a sound understanding of E-Commerce.

PROFESSIONAL EXPERIENCE

Faysal Bank Limited, Head Office October 2007 – Present

Cash Management – Head Operations & Implementation, Resident Vice President

Reporting to the Head Cash Management and managing work area with 8 personnel, my current responsibilities are:

 Establishing annual business plan and setting objectives on the basis of market trends

 Designing & Structuring Cash Management Solutions as per the customer requirement to meet efficient timelines in line of SOP’s & available resources.

 Develop and execute mechanics for inward remittances i.e. PRI & Infospan Network – Emirates Bank Ltd (U.A.E) & Arab National Bank

 Cross selling of corporate banking mandates involving term financing and L/C products

 Part of team that structured new products for FI customers i.e. mainly were Factoring, Forfeiting & Supply Chain Financing.

 Facilitate international payments, funds transfer and remittance requirements of FBL customers through arrangements with our correspondent banks across the globe.

My main achievements in this job include:

 Part of team developing Risk Rating Models for FI i.e. Country, Insurance Companies & Bank Risk.

 Increases bank income by negotiating rebate structure with correspondent banks and by implementing Relay Program & Global Trade Partnership Proposal

 Special Projects in the development of Islamic Banking Division: Preparation of Standard Operating Procedures, UAT Test Cases for Retail, Deposits & Customer Lending, & Product Manuals.

Faysal Bank Limited, Head Office September 2006 – September 2007

Cash Management – Team Leader Operations & Implementations, Resident Vice President

Reporting to the Head Cash Management and managing work area with 6 personnel,

 Designed and implemented Payroll Management and Payroll Processing products that have the capability to manage complete corporate payroll

 Designed and implemented a one-window provident fund management product that has the capability to maintain employee notional accounts fully reconciled with the GL

 Conducting competitor and SWOT analysis in order to provide better solutions to customers.

 Part of team that structured investment requirements for two local corporates via creation of investments portfolio comprising mutual funds and corporate bonds

 Participant Account Services: Co-branding with Central Depository Company (CDC) to offer Account services for CDC customers. Integral part of the team to set-up a collections infrastructure through Faysal bank branches. The FBL network is linked via a leased line with the Central Depository network

 Soliciting and managing corporate relationships for the Cash Management business.

 Business development in terms of new products and clientele.

 Cross selling of products to existing and new clients.

 Maintaining relationships pertaining to collections, payments & liquidity management with the following clients:

• SIZA Foods (McDonald’s)

• Sui Southern Gas Company

• ICI Pakistan Ltd

• New Jublee Insurance Company

• IBA / ICAP

• Adamjee Insurance Company Ltd

• Multinet Pakistan Ltd

• Dalda Foods

• Azgard Nine Limited

• DHL Exel Pakistan • AUGERE Pakistan (Pvt) Limited

• PICT

• MCR (Pvt.) Ltd.

• Telecard Ltd

• Al-Ghazi Tractors Ltd

• NIT

• Marie Stopes Society

• Pakistan Oilfields Limited

• Attock Petroleum Limited

• KESC

Main achievements were:

 Tailored & Successful implemented Payroll Management that generate major revenue portion.

• Tested & successfully migrated Western Union Translink Software at 127 FBL branches Pan Pakistan

• Preparation of SOP’s for Cash Management Products.

Faysal Bank Limited, Head Office April 2004 – August 2006

Cash Management – Operations Manager, Assistant Vice President

Reporting to the Head Cash Management and managing work area with 3 personnel,

 Responsible for implementing deals won by working with the customer post win to actual ‘live’ productions of solutions.

 Liaises and works with customer to customize the solution as per required services. Deals internally with the bank with departments like Operations, Compliance and Product Management as well as with the branches to implement agreed solutions.

 Western Union Money Transfer: Structured and implemented (MTS) product solution to channelize the inbound foreign remittances through FBL branch network resulting in inbound transaction volume of 10,000 remittances per month

 Payables Management: Streamlined the payables and receivables management solutions of the bank adding value through faster turnaround times and MIS support

 Dividend Payments: Tailored the dividends processing and payment solution for the bank’s dividend paying corporate customers.

 Involved in compiling the P& L, formulating the budget, defining and designing the organogram and strategy development of FBL’s Cash Management.

 Presentations for both internal management review and external client demonstrations.

 Internet Banking: Designed electronic banking application along with external system developers. The system has the capability to deliver bulk payments, salary payments, bills processing, account information review and account reconciliation.

 Utility Bills Processing: Structured and implemented outsourcing solution for utility companies for end-to-end processing of utility bills.

Main achievements were:

 Structured and implemented customized Dividend Processing Mechanism & Utility Bills Processing that generate major revenue portion.

 Structured & successfully implemented Western Union Money Transfer Software at 48 FBL branches Pan Pakistan (online & offline systems both)

Faysal Bank Limited, Head Office December 2002 – March 2004

Cash Management – Operations Officer

Reporting to the Manager Cash Management and being part of team of 2 representatives,

Manages technical support for organization as well as customers, including product installation, customer training, maintenance and incident resolution. Consolidates information regarding customer needs and competitors. Assists in evaluating alternative software for customer needs. May also be required to participate in clients call to evaluate and address non-standard client’s requirements where necessary. Responsible for implementing deals won by working with the customer post win to actual ‘live’ productions of solutions. Liaises and works with customer to insure the smooth implementation of required services, including documentation that covers account opening.

Deutsche Bank AG Karachi November 1999 – November 2002

Global Cash Management, Associate Officer

Reporting to Manager Cash Management and being the part of the team, was responsible for:

Responsible for product presentations, implementations and trouble shooting Electronic Banking Software (db-direct & dbi). Also responsible for after sales support and training users on the software. MIS generation and preparation of profitability reports of the clients were also part of my responsibilities. Also responsible for implementation and upkeep of backend electronic banking system (CCCS and db-cheque). Implemented and managed customized software at PSO for Cartage Payments System. Daily monitoring of collections and payment services through DB’s branch network as well as partner banks for the timely execution of transactions. Implemented complete EB solutions at Lever Brothers, BASF, Roche, Allianz Insurance, ICI Pakistan Limited, Shell Pakistan and Atlas Honda.

Reason for leaving: To have a permanent staff opportunity.

Deutsche Bank AG Karachi July 1998 – October 1999

Custody Services (Settlement & Registration Unit)

Associated in client’s custody related activities & its relevant treasury reporting. Reconciliation of Internal & CDC System, preparing Tax & Dividend Schedules.

EDUCATION

M.B.A, Major Subjects: Finance & Accounting, 1998

Preston University, SBC Karachi Campus.

B.Sc, Major Subjects: Mathematics, Physics & Statistics 1995

Govt.National College.

TECHNICAL QUALIFICATION

A+ Comptia Certified in Operating System & Core.

Cisco Certified Network Associate

Microsoft Certified (Networking Essentials & Microsoft Windows NT Server4.0)

DCS Petromen Institute of Computer Training

PROFESSIONAL COURSES

Performance Management arranged by Faysal Bank Limited February 2009

NIBAF Islamic Banking Certificate Course arranged by State Bank of Pakistan November 2008

SWIFT User Training arranged by Faysal Bank Limited January 2008

Enhancing Productivity Motivation arranged by Faysal Bank Limited July 2007

Management Skill Development Program arranged by Faysal Bank Limited March 2007

Power Writing arranged by Faysal Bank Limited August 2006

Negotiation Skills arranged by Faysal Bank Limited August 2006

INTEREST

Reading, Travelling & Music.

REFERENCE

Will be furnished upon request.

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