HEATH NUCKOLLS
*********@*****.***
**** ******** ** *******, ************ TX 78660
OBJECTIVE
To obtain a challenging and rewarding position where I can utilize my management and customer relations skills, with the opportunity for performance-based advancement.
PROFILE
Dedicated, customer relations and results oriented professional qualified by over 9 years of progressively responsible experience in the Banking Industry.
• Excellent interpersonal skills; adept at establishing and maintaining rapport with customers to ensure customer loyalty and account retention.
• Demonstrated leadership abilities to effectively manage people and deadlines.
• Strong organizational and time management skills.
• Extremely self-motivated, a quick-learner, resourceful creative and enthusiastic.
EXPERIENCE
Personal Banker/Loan Officer – Wells Fargo Bank – 04/08 to 11/09
• Consistently meet and exceed daily and quarterly sales goals.
• Responsible for increased revenue and customer loyalty.
• Daily coaching with team members to increase knowledge of sales ques.
• Effectively resolved customer issues on a daily basis.
• Solicit new business while managing existing customer base.
• Verify customer portfolios including income, assets and credit.
Senior Loan Officer/Mortgage Sales – Chase Bank – 04/07 to 04/08
• Solicit, negotiate and coordinate the closing of major residential loans.
• Consistently meet clients' needs by successfully negotiating loan agreements.
• Promote business for Chase Bank by creating and maintaining good relations with customers and builders.
• Establish and maintain healthy relationships with personal and business bankers, and financial analysts.
• Analyze and verify customer profiles including income, assets and credit.
• Daily management of sales portfolio.
• Acts as point of contact for loan consultants to resolve customer objections, underwriting and processing issues.
• Train & mentor new hires on system procedures and loan policies.
Senior Loan Officer/Mortgage Sales – Countrywide – 05/05 to 04/07
• Gained over 30% repeat business by asserting a positive attitude and successfully closing loans on time.
• Diligently assisted the Branch Manager and staff with daily loan operations.
• Mentored and trained new loan officers on systems and procedures.
• Managed all inbound calls and walk in clientele; established healthy working relationships with new clients.
• Effectively resolved customer issues and objections in order to save loan closings.
Communication Development and Assessment Team Lead- Dell – 10/04 to 05/05
• Managed a team of employees who interviewed potential candidates for customer service positions in Dell’s call centers, within the US and internationally.
• Compiled and analyzed information from team members and developed reports for executive management.
• Collaborated with team members to develop interview scripts.
• Held daily communication meetings with offsite managers to define criteria and set up schedules.
• Facilitated daily production meetings with team.
Loan Officer - Countrywide – 07/02 to 10/04
• Responsible for continuous pipeline of 300+ loans through entire life of the loan.
• Established a new sales territory office supporting multiple cities.
• Reviewed and confirmed customer information such as income and asset documents, and credit reports.
• Promoted business by creating and maintaining healthy customer relationships.
• First point of contact for all inbound phone calls and walk in customers.
Residential Mortgage Manager - People’s Funding Inc– 07/01 to 07/02
• Managed daily operations of residential mortgage division, including 10 loan officers.
• Facilitated sales meetings with vendors to promote new products and services.
• Daily management of personal and co-workers sales portfolios.
• Responsible for hiring, training and mentoring new loan officers.
Loan Officer - Capital Mortgage – 07/00 to 07/01
• Developed marketing strategies to gain new business and clientele.
• Assisted customers with the loan process from beginning to end.
• Created presentations and other advertising methods to market the business.
• Learned the mortgage industry and established network of colleagues and leads to help further career.
Computers: MS Office including Excel, Word, and Powerpoint, and MS Outlook.
References and other supportive information available upon request.