Mr.Nash Hand
Resume:
Wesley Nash Hand
Canyon Lake Tx, 78133
Highly versatile and skilled business professional with highly developed leadership qualities. Excellent hands-on experience in developing and increasing sales for all operations; exceptional customer service, leadership, communication, and negotiation skills.
Professional Experience
Mortgage Approval Services 1999 – 2008
Senior Loan Officer
• Specialized in FHA, VA, and Non-conforming lending.
• Obtained new loans; serviced existing loans.
• Negotiated points for loan origination and discount.
• Priced loans with various lenders using their criteria.
• Cold calling with leads provided by company and other sources.
• Cold called banks and real estate agents.
• Acted as a primary point-of-contact for customers.
• Ordered appraisals, flood, and title insurance.
• Reviewed incoming documents and confirmed data integrity with CLUES.
• Negotiated with credits on borrowers accounts to qualify them; settled negative credit issues for customer’s credit accounts.
• Compiled all required information and forms for processing of loans.
• Corresponded with attorneys, title clerks, and companies.
• Contacted creditors to verify existing accounts and balances.
Gold Coast Mortgage 2003 – 2004
Loan Originator & Processor
• Originated and processed FHA, VA, Non-Conventional, and Conventional loans.
• Processed FHA, VA, and Conventional loans.
• Reviewed application packets to ensure all required information and forms were completed.
• Primary point-of-contact for borrowers.
• Cleared conditions and readied transactions for loan closing.
• Analyzed, reviewed and prepared loan documents for closing under FHA, VA, and Conventional guidelines for purchase and refinancing loans.
• Responsible for ordering homeowner, flood, and title insurance; as well as payoff statements, private mortgage insurance and flood certifications.
• Prepared new construction disclosures, worked with highly confidential information.
• Processed employee loans as well as new construction loans.
• Performed general office duties in a high paced work environment.
• Average monthly pipeline of 10-15 loans per month that I originated and processed myself.
East/West Mortgage 2002 – 2003
Loan Originator
• Originated FHA, VA, Conventional, New Construction, and Sub-Prime loans.
• Heavy customer service interaction with lenders, title companies, and attorneys to clear all underwriting conditions.
• Reviewed and analyzed loan application and supporting documentation to ensure compliance with underwriting conditions and investor guidelines.
• Responsible for ordering homeowner, flood, and title insurance; as well as payoff statements, private mortgage insurance and flood certifications.
• Average monthly pipeline of 8-12 loans per month that I originated and processed myself.
Education
University of Florida 1994 - 1997
Gainesville, FL
BA - Business Administration & Political Science
Manatee Community College 1990 - 1991
Manatee, FL
Business Administration & Marketing
Technical Skills
• Microsoft Word
• Microsoft Excel
• Microsoft PowerPoint
• Storis
• Calyz Point
• Fannie Mae
• Encompass
• PeopleSoft
• UPC System
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