Finance Professional

Emanuel Mellerson

***** ********* ***** ****** ▪ Atlanta, GA 30341 ▪ 716-***-**** ▪ ********@***.***

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Financial Professional

Financial Analysis & Auditing / Risk Management / Client Relations

Extensive experience in senior-level positions, with expertise in reviewing, analyzing and reporting on organizational procedures and financial assets, with attention to recommendations for risk mitigation. Astute, and business savvy with keen ability to strategize and create systems to optimize results. Knowledgeable leader with ability to train, develop and coach staff members to achieve high levels of performance. Enjoy a reputation for being an analytical thinker and proactive leader.

Proven Competencies

Financial Analysis & Auditing

 Facilitated audits for factoring and asset based lending clients in various industries; with credit lines up to $20 million dollars.

 Analyze financial statements to determine profitability and trends, making effective recommendations for improvements.

 Produce clear, concise written analysis to communicate audit results and recommendations.

 Routinely uncovered financial inconsistencies, including over $100,000 in fraudulent receivables in one case..

 Consistently identified slow moving or obsolete inventory as insufficient collateral.

 As senior credit analyst routinely performed collateral analysis and prepared concise written reports to support underwriting decisions.

Risk Management

 Determine authenticity of the collateral used to secure lines of credit and the risk involved.

 Evaluate internal controls for shipping, billing and inventory systems to determine adequacy.

 Review accounts receivable and inventory to establish ineligible categories, dilution, value and accuracy of collateral pledged.

Client Relations

 Acquired new business while delivering high-quality and efficient service to existing client portfolio.

 Identified industry trends and client needs, and shared information in securing and maintaining clients.

 Managed service related expenses, controlling expenses and providing clients with clear and timely invoices .

Team Leadership

 Successfully trained, supervised and coached junior auditors, with emphasis on reviewing and analyzing junior staff reports and providing constructive feedback.

 Created training manual and audit procedures for junior staff.

Career History

CIT Group, Inc. - Atlanta, GA AV P / Senior Examiner 2007 - 2008

Guaranty Business Credit Corporation. - Atlanta, GA Senior Auditor 2002 - 2006

Gaines, Metzler, Kriner LLP - Buffalo, NY ABL Audit Director 1999 - 2001

Marine Midland Bank - Buffalo, NY Field Examiner 1997 - 1999

Marine Midland Bank - Buffalo, NY Senior Credit Analyst 1990 - 1997

Education

Bachelor of Science, Business Administration & Finance - Medaille College - Buffalo, New York

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