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Mortgage Professional

Location:
United States
Posted:
May 26, 2010

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ROSALIA ADAMS

**** ******* *****, ********, ******* 33810. Adamsr83@ aol.com. Cell (863) ***-****

MORTGAGE UNDERWRITER

An experienced, accurate and responsive Mortgage Underwriter. Strong analytical skills and keen ability to identify problems and implement solutions. Goal oriented with excellent communication skills with the capacity to interface with all mortgage personnel. Experience underwriting FNMA, FHLMC, and FHA. Skilled in the use of automated underwriting systems including DU and LP. I have 18 years in the banking industry which 5 ½ years as a mortgage underwriter in the wholesale division. I have also received certificates from the American Institute of banking for mortgage lending.

PROFESSIONAL EXPERIENCE

RANDSTAD, JACKSONVILLE, FL 1/2010-3/2010

PROJECT MORTGAGE UNDERWRITER

• Reviewed file through DU system and condition for any additional information.

• Checked all state guidelines for loan approval.

• Answered all questions from loan officers pertaining to their loan approval.

• Met all daily goals and requirements of the company.

• Customers appreciated the speed and attention their loan was given for a quick approval.

ACE MORTGAGE FUNDING, RALEIGH, NC 6/2008-9/2008

MORTGAGE UNDERWRITER

• Met with clients in person and over the phone to discuss their financial needs.

• Prequalified customers by taking an application and reviewing credit.

• Input customer’s information into DU system for loan approval.

• Reviewed Income, Title and Appraisal before loan approval.

• Informed loan officer of all problems on title and or on appraisal review.

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DOWNTOWN COMICS, WINTER HAVEN, FL. 2/2005-12/2006

BOOKEEPER/PARTNER

• Primarily responsible for paying all expenses and keeping accurate balances in accounts.

• Responsible for keeping all business licenses current.

• Order supplies from vendors when needed and contacted all customers once their orders were available for pick up.

• Participated in events for the Downtown Chamber of Commerce.

• Managed other employees and was accessible to answer all questions.

• Approved all advertising for the store.

• Assisted with weekly inventory for the store.

ACCREDITED HOME LENDERS, ATLANTA, GA 4/1999-3/2005

MORTGAGE UNDERWRITER

• Reviewed credit, income, and appraisals for loan approval.

• Contacted loan officer with concerns or questions with loan files.

• Helped team members with difficult loan files and getting loans approved and closed in a timely manner.

• Worked with management in resolving any issues and following all compliance guidelines.

• Notarized loan closings and all state licensing documents for Senior Managers.

ADDITIONAL EXPERIENCE

• Mortgage Loan Processor, NCS Mortgage Services, Atlanta, GA, 1997-1999

• Mortgage Loan Processor, Hometrust Mortgage, Atlanta, GA,1996-1997

• Mortgage Loan Processor, National Mortgage Investments, Roswell, GA,1995-96

• Mortgage Loan Processor, NationsBank, Atlanta, GA, 1992-1995

EDUCATION AND TRAINING

• ASSOCIATE OF ARTS DEGREE- BUSINESS Atlanta, GA, Bauder College 1987

PROFFESSIONAL TRAINING AND DEVELOPMENT

• Notary and Notary Signing Agent for the state of Florida. Member of National Notary Association since 1992. Notary for the state of Georgia 1992-2005.

Rosalia Adams Email: i5cygg@r.postjobfree.com. Cell: 863-***-****



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