loan closer job

SNEHAL PATEL

**** * ******* ***** • Des Plaines, IL 60016 • **********@*****.*** • 224-***-**** (C)

PROFESSIONAL PROFILE

A results-oriented individual, who holds a degree in Finance and has academic experience conducting federal income tax, manager, real estate, financial research, performing financial analysis, and writing financial reports. Quick learner who has strong analytical and organizational skills developed through academic and work experiences and possesses professional business communication skills. Since last four years I am working in mortgage industry.

EDUCATION

Bachelor of Science, University of NEIU, Chicago, IL Dec 2006

Emphasis in Finance

Significant Projects: International Finance Integration between money markets, bond markets, equity markets and exchange rates. Corporate Finance Analyzed the capital structure of firm, examining financial decisions and determining the cost of each component of the firm’s financing. Real Estate Investment Analysis Analyzed the feasibility of proposed retail developments, evaluating credit risk ratios, cash flow, and return parameters of proposal and writing analyst report for proposed transaction.

Relevant Coursework: Financial institution and markets, Federal income tax, Marketing, International finance, Banking, Intermediate financial, Risk management, Operation research, and Real estate

Skills: Leader, Diligent at work, excellent team player and individual contributor, strong working knowledge of windows XP, MS excel, MS word, MS power point, Office outlook, access, internet, and other software.

WORK EXPERIENCE

BANK OF AMERICA – Rolling Meadows, IL July 2009 to Present

Sr. Loan closer/Funder & Auditor

• Approve the HUD-1 settlement once back from the closing agent.

• Responsibilities included reviewing loans for accuracy of all loan/regulatory documents.

• Preparation of all documents, forwarding closing package to agent, wiring funds, checking closed loan documents for required compliance and follow up with necessary trailing documents.

• Experiences of Bond, FHA & convention loan and review document per funding requirement. Also, review branch audit checklist & review all fund loans.

• Working on special project work for manager; deficiency and resolve deficiency.

CHASE BANK – Downers Grove, IL Dec 2008 to July 2009

Support Services Specialist II

• Ordering all paper work to meet specific loan coordinator requirements such as Title and, appraisal

• Filing and inputting data into computer systems.

• Complete GFE, TIL and initial disclosures, confirm the loan by reviewing loan guideline.

• Follow manager direction, and working on special project work by given manager.

WASHINGTON MUTUAL BANK – Downers Grove, IL April 2007 June 2008

Loan Coordinator

• Applying strong understanding of principles, practices, and regulation applicable to mortgage lending.

• Ensuring all loans are in compliance with state and federal regulations.

• Ordering all paper work to meet specific loan coordinator requirements such as flood, appraisal.

• Interacting with loan coordinator, customer-care specialists and originators to resolve sale concerns issues

AWARDS RECEIVED

Contribution in excellent performance in July 2007 (WAMU)

Received Bronze Award Three time. (BOA)

Premium Choice Award (BOA)

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