Postal worker

Cecelia Nelson

***** ****** ****, *****, **. ****4

858-***-**** *************@*****.***

Objective Seeking a career opportunity that offers growth from within

Experience

*/**/** ** **/07/07 Amber Financial Group San Diego, Ca

Senior Underwriter

Responsibilities: Underwrite “A” paper, Alt A and Sub Prime loans, process, sign off conditions, get files ready for doc’s, contact loan officers for pricing, loan programs, locks, approvals and declines, review appraisal, title, credit and income.

9/05 to 1/06 Windsor Capital Mortgage Corporation San Diego, Ca.

Senior Underwriter

Responsibilities: Underwrite Sub Prime and ALTA paper loans, sign off conditions, re-price loans, contact brokers for approvals and declines, review title, appraisal, credit and income, verify programs, re-review files for funding. Signing authority of $650K.

9/04 to 9/05 Accredited Home Lenders Inc. San Diego, Ca.

Corporate Underwriter

Responsibilities: Review Sub Prime loans after files have been doc’d, review title, appraisal, credit and income, verify program to make sure borrower is eligible, sign off conditions, add conditions if necessary, QC files, re-review files prior to funding giving approval to fund. Signing authority of $650K, authority to sign of all exceptions.

1/03 to 9/04 Novelle Financial Services San Diego, Ca

Senior Sub Prime Underwriter III

Responsibilities: Underwrite and approve Sub Prime loans, sign off conditions, re-price loans, answer broker questions, program changes, review appraisals, title, etc. Member of Loan Committee that meets on a daily basis, Chair Person of Loan Committee one week per month. Signing authority of $400k.

9/99 to 1/03 Accredited Home Lenders Inc. San Diego, Ca

Senior Sub Prime Underwriter II

Responsibilities: Input, underwrote and approved Sub Prime loans, processed, signed off conditions, loan follow up, answered program and pricing questions.

7/98 to 7/99 Downey Savings San Diego, Ca

Underwriter

Responsibilities: Input and underwrote loans, processed loan files, signed off conditions, doc drawing, check in documents, funded loans, answer broker calls, program changes, ran DU.

10/96 to 7/98 Advanta Mortgage Corporation San Diego, Ca

Arm Analyst / Customer Service Rep

Responsibilities: Answered incoming telephone inquires, index research and tracking, problem solving, loan audits, interpreted various Arm notes and servicing guidelines, updated indices, rate/payment calculations, split interest calculations, posted payments, corrected 1098’s for prior years.

6/96 to 10/96 Olympia Mortgage San Diego, Ca

Customer Service Rep

Responsibilities: Handled incoming calls, reconveyed paid off loans and processed loans.

1/91 to 11/95 Bowest/Itt Residential Capital Mortgage San Diego, Ca.

Customer Service Rep

Skill Set

• Highly dependable, punctual and efficient

• Ability to work independently as well as part of a team

• Proven leadership and problem solving

• Creative and adaptable, able to master new situations and challenges readily

• Strong organizational written and verbal communication skills

• Ability to organize and prioritize

• Effective business writing classes

• Income seminars

• Appraisal training and classes

Contact this candidate