Analyst

Cort Smith

*** **** **** ***** ********, UT ***** 801-***-**** *****.****@*****.***

SUMMARY OF QUALIFICATIONS

Outstanding leader with more than ten years of experience in underwriting, finance, insurance, sales and credit risk analysis. Experienced negotiator and problem solver with strong organizational skills and credit management background. Points of proficiency include:

• Administrative writing • Market analysis • Sales

• Credit risk modeling • Public speaking • Training and development

• Fluent in Spanish • Risk analyst • Word processing

PROFESSIONAL EXPERIENCE

ATK Funding Group. Salt Lake City, Utah

Commercial Loan Officer / Analyst May 2008 – 2009

• Collaborate with team members to ensure qualitative credit analysis

• Review tax returns and financial statements

• Underwrite construction loans and capital lease agreements

• Generate contracts by marketing to equipment vendors

• Document and package high dollar development loans

Franklin Capital Corp. Salt Lake City, Utah

Buyer / Lead Credit Analyst November 2004 - May 2008

• Determine validity of information given and associated credit risk

• Generate business through developing dealer relationships

• Interpret credit bureau reports, financial statements and tax returns

• Prepare and market loan presentations

• Underwrite indirect auto loans

Advanta Bank Corp. Draper, Utah

Department Manager January 2003 - November 2004

• Manage loan committee and maintain credit policy

• Monitor company policy and procedure

• Review credit ratings

• Settlements / Resolve disputes

• Team development, coaching, training and quarterly reviews

TransWest Credit Union Salt Lake City, Utah

New Accounts / Loan Officer December 2001 - January 2003

• Collections, repossessions, appraisals and sales

• File auditing and lien release

• Insurance, auto titles and business banking

• New accounts, member services and credit approval summary

• Underwrite auto, consumer and commercial loans

TECHNICAL SKILLS

• Microsoft office: Word, Excel, and Power Point • Programming

• Internet applications and software • Ten key and typing

EDUCATION

• University of Utah Bachelor of Science Degree 2003 - Business Finance

• Salt Lake Community College Associate's Degree 2001 - Business Finance

Cort Smith

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