Accomplished in the mortgage, banking , and credit areas

Latiece M. lambert

Funding Specialist ~ Financial Representative ~ Information Consultant

*** ****** ** *****; Stone Mountain, GA 30083  Phone: 404-***-****  Email: ********@***.***

PROFESSIONAL PROFILE

An accomplished professional within the mortgage and credit sectors, with a proven record of success in challenging and fast paced environments. Career experience includes auditing loans with accuracy and efficiency, while developing and maintaining successful relationships with clients and industry professionals. A dependable and conscientious team member recognized for consistently contributing quality work.

Core Skills and Strengths Include:

 Producing Quality Work

 Analysis & Verification of Data

 Ability to Prioritize

 A Focus on Detail

 Writing Concisely

 Achieving Corporate Goals

Provide Strong Client Service & Support

 Proactive Problem Solving

 Ability to Meet Deadlines

 Utilizing Available Resources

 Eager to Expand Skills

 Adapting to Change

CAREER EXPERIENCE

Funding Specialist

Pine State Mortgage, Atlanta, GA 10/02 to 10/08

Audited Conventional and FHA loans to ensure that all underwriting and at closing conditions have been met.

Determine if taxes were calculated correctly and fees were correctly reflected on the Tax Information Sheet and HUD-1 Settlement Statement. Prepared Initial Escrow Disclosure Statements.

Cleared all outstanding conditions that would delay funding of the loan.

Communicated daily with attorney offices, builders, borrowers, and any others in order to obtain documentation needed to ensure file accuracy.

Able to fund 50 loans ranging from $125k to $350k at least 10 days before the investor expiration date.

Recognized for having the least amount of investor exceptions and receiving zero NOR’s on a monthly basis.

Assisted in the training and development of new employees. Selected by management to assist the Closing Department with the end of month volume. Received monthly incentive bonuses for volume and quality.

Personal Financial Rep

Washington Mutual Bank; Decatur, GA 01/02 to 10/02

Assisted customers daily with financial transactions, account inquiries, and check order requests. Able to cross sell WAMU’s checking and lending products and services.

Processed ATM deposits and completed end of day batch work on a daily basis.

Originated and processed loan applications for those applying for residential, automobile, and small business loans.

Inputted the loan application data and verified that the documentation provided by the customer was accurate to support and complete the loan process.

Sold at least 3 additional account features or services for every account opened.

Met and exceeded my daily goals set by management in an effort to generate more revenue for the branch.

LaTiece Lambert – Page 2

Information Consultant III

Equifax, Atlanta, GA

09/94 to 10/00

Addressed the consumer’s concerns and/or questions via phone, mail, or fax regarding the credit file and educating the consumer about credit laws.

Processed and verified documentation provided by consumers, which included contacting credit grantors, in order to update the credit file correctly.

Initiated the consumer dispute process and updated the file correctly once the investigation results had been received.

Performed maintenance updates on up to 100 credit files daily.

Assisted those who had been victims of fraud by adding fraud alerts to the file and those who had mixed or confused files.

Selected to provide training and coaching to the new employees. Answered 75 calls a day with an average talk time of 3 minutes per call.

Received incentive items monthly for providing excellent customer service.

Selected by management to assist other departments within the credit bureau when their call volume is high.

PROFESSIONAL DEVELOPMENT ACTIVITY AND COMPUTER SKILLS

In-House Training Programs Completed:

Truth in Lending Disclosure Statements

How to Read Appraisals

Document Case File Management (2008)

Residential Lending and Small Business Lending (2002)

Computer Skills:

MS Word Excel, Internet and Email, Strong Data Entry/Keystroke Speed

Mortgageware, Loantracker, ACIS, and ACRO

EDUCATION

Business Administration Major

University of Southern Mississippi; Hattiesburg, MS 1992

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