FHA Mortgage Underwriter

Renee J Lee

*** **** ** ****, ********* Heights, IL 60004

630-***-**** *********@*****.***

Summary: Eight years in the mortgage industry underwriting conventional, conforming, and

non-conforming loans. Superior interpersonal qualities as well as professional oral communication skills, written communication skills, and a dedicated team player. Thrive in a busy environment with the ability to relate effectively to customers and fellow employees at multiple levels. Completed a FHA DE certification course and keep current with FHA guideline change via automatic email alerts from HUD.

Experience:

Dec 2009 Bank Of America Rolling Meadows, IL

Present DE Mortgage Underwriter

• DE Certification received June 2010.

• Self taught FHA guidelines while ensuring the parameters of each loan meet Bank of America’s guidelines.

• Analyses documentation for condition review/sign-off as well as final exception review.

• Accomplished to reduce the Underwriting Departments’ audit finding by 20% within 4 months.

2008 Abbott Laboratories Employees Credit Union (ALEC) Gurnee, IL

2009 Underwriter/Processor

• Examined all documentation submitted to ensure the loan meet ALEC guidelines.

• Communicated to Loan Officers and customers of any remaining conditions needed after initial review.

• Ordered title, appraisal, homeowners insurance, etc. for underwriter review.

• Employee of the Quarter: final quarter of 2009.

2008 Contemporary Services Schaumburg, IL

2008 First Assignment: JPMorgan Chase Bank, Westmont, IL

• Prepared the welcome package, ensure accuracy of figures in system and mailed documentation to customer.

• Assisted with receptionist tasks when needed.

2003 Countrywide Home Mortgages Rolling Meadows, IL

2007 Underwriter I

• Applied specialized knowledge to interpret applicable internal and regulatory underwriting guidelines.

• Assessed all variables and determined conditions for loan approvals; when needed identified and recommended alternative financing solutions.

• Provided guidance and expertise to Loan Officers, Team Leads, and Branch Managers on underwriting issues, products, and programs.

2001 Fifth Third Bank Aurora, IL

2003 Processor

• Liaison with loan officers, title companies, and customers.

• Entered customer information into system and prepared file for underwriting review.

• Efficiently obtained documents required by underwriter in a timely fashion.

• Scheduled closing with customers, Loan Officers, and title company meeting the customers’ needs.

• Started as a contractor hired as full time employee after 3 months.

2000 Fox Valley Shopping News Yorkville, IL

2001 Data Entry Clerk

• Received incoming calls and correspondence from customers requesting classified or advertisements to be placed in paper.

• Entered client information into system.

• Processed fees for classified and advertisement ads.

• Assisted in creating display advertisements.

1998 Rush Copley Physicians Billing Services Aurora, IL

2000 Data Entry Clerk

• Entered doctor's daily charges into computer system.

• Generated and mailed insurance claims.

• Prepared needed documentation for secondary insurance billing.

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