Financial Operations & Branch Management Professional

Email: Visa Date https:Status: of /Javeria_/www.Birth: D-linkedin.jia24@16 2 February,yahoo.com/com in/1991 javeria-ashraf-90bb8154 Why Javeria?

Conscientious their account financial Result-costing Diligent specific, processes. practical oriented and measurable payable individual reporting. reconciliations; and implementations professional and proficient has & receivables, time-detailed measured skilled holds accounting understanding in taxes the sound at multitasking banking accounting & and comprehension regulatory finance sector; analyzing objectives; between executive management, adept of financial analytically at handling recommending possessing bank conditions, remittance operations documentations scrutinizing in-depth solutions identifying & management, clearing, knowledge finances, for & daily improvements ATM deviations, enhancing budget of jobs. replenishment financial reports determining efficiency in principles banking & and analysis, in and

Customers TeamWork PlanningandOrganizing Excellence Computer Skills:

CORE STRENGTHS&ENABLING SKILLS

LeadershipandTeamBuilding Business ProfessionalismandClientFocus Development

Financial CustomerManagement&Communication Reporting & Presentation Retention Skills Language MS Basic Office, Knowledge MS Excel, of CBS, Power TBD(Point Remittance)andInternetKnowledge., RTGS etc. OverallBandScore ENGLISH Listening Reading Writing Speaking (IELTS) 6.5.6.5.6.0 0 5 5 5 PROFESSIONAL WORK EXPERIENCE:

Organization: MCB BANK LIMITED

Tenure: 05-January-2021 to 28-February 2025

Designations: Branch Service Manager

Local Office: Darband Adda Haripur, Pakistan

Responsibilities:

Arduouslymanagingoperationalfunctionsofbranchoffice,reports, Effectively manner; Plan, through provision Preparation, timely direct and handling well-preparing of accurate assisting and quality analysis, defined control customer financial service manner with tasks maintenance the customer counter and complaints to statements as the and responsibilities customers. services and when relations, and submission and required. analysis inquiries, / branch and while of for ensuring operations all and achieving branch MIS building including reports that while timely by rapport distribution branch strict tovariousdepartments(managing and adherence with accurate meets and of community work its supervising to processing goals policies, (job rotation) and to internal preparing attract department of objectives deliverable among / business. external) accurate employees. in branch and timely in a staff Organization: MCB BANK LIMITED

Tenure: 2017 to December 2020

Designations: General Banking Officer

Local Office: GT road Branch Haripur, Pakistan

• • • Responsibilities: To defined ToperformalltransactionsasperdefinedSOPs/To while enhance specificallyensure performing turnaround customer assigned time experience that (Regulatory TATs)transactions . by providingquality Requirements & activities. policies pertaining service of the to Bank to customers AML/to mitigate CFT diligently and operational Currency and efficientlywithinthebank’s risks. Management Strategy are met Organization: MCB BANK LIMITED

Tenure: December 2014 to 2017

Designations: Teller Service Officer

Local Office: MainBranchHaripur,Pakistan

Responsibilities:

Tohandleandcontrolcashtransactionsofcustomersbymonitoringdepositsandwithdrawalaccuratelywiththeguidance of Toplanandanalyzeofneedsandprioritiesofcustomertoensuresuperiorcustomservicesmanagementpriortothe customer’s To the To transactions SBP increase assess help regulations. of high vouchers. demands andmaintaincapabilityofcashhandlingbybalancingthephysicalinflowandoutflowofdebitandcreditwith in technical the system. and capabilities, maintain high to regulate level of the efficiency process&and facilitate effectiveness the customers for customer in time, satisfaction. through the posting of Academic Education:

EXAMINING BODY: YEAR

Masters (Economics) Hoseo University ( In 2025-progress 2027 ) BBAHons (FSc. Finance)

(Pre- Medical)

(Matric Science)

Trainings &Courses:

UniversityofHaripur

CGPA3.96

Government Post Graduate College for

Women,Haripur

A Jinnah grade Jame BISE School ABBOTTABAD and College, Haripur A grade BISE ABBOTTABAD

2013

2009

2007

Achievement: Junior CertifiedBranchOperationsManagerMarch2021. Housing AccountOpeningon26thOctober,TellerServiceOfficerCourse22ndDecember,InterpersonalCommunicationSkillson21stJanuary2015. AwarenessAboutStockInvestmentson12thMarch2013. MSOfficecoursein2011. Ethical Associateship Fitness and Construction workshop Diploma by Finance COMSATS (JAIBP) 2017 on 16thNovember,Abbottabad . From 2014 Institute to on 07th 2021 30th of January, March, Bankers . 2013. 2015. Pakistan 2022.

Biggest achievement as Branch OperationsManager,brought BranchSatisfactoryAuditin2021and2024.

Certificateof 2021. Employee at Spot Branch Spot 0587 Spot 0587 GT award award award Haripur. Haripur. Road 1655 of branch in in in month Appreciation Haripur. November October October 1655 award 2016 2015 Haripur. 2017 in in for for December recognition for outstanding outstanding outstanding 2018 of Efforts commitment commitment for commitment outstanding and Commitment towards towards towards commitment Service Service in Service associationwithAdamjeeLifeAssuranceCo.Quality Quality towards Quality and and Service and Customer Customer Customer Quality Experience Experience and Experience Customer at atMainBranch MainBranch at Experience GT Ltd Road FTY 이력서 (Korean Style Resume)

인적사항 (Personal Information)

이름: 생년월일: Javeria 1991년 Ashraf 2월 16일

비자상태:D-2 유학생 비자

자기소개 이메일: LinkedIn: Javeria_(Professional https:jia24@//www.yahoo.linkedin.Summary) com com/in/javeria-ashraf-90bb8154 재무및은행운영분야에서약10년이상의경험을보유한금융전문가입니다.은행 지점 운영관리,재무 보고, 고객 관 리, 송금및결제시스템관리등다양한금융업무를수행한경험이있습니다.효율적인 재무분석과고객서비스향상을 통해 조직의 성과향상에기여할수있으며,금융규정준수및리스크관리에대한이해를바탕으로안정적인은행운영 핵심 을 지원할 역량 수 (Core 있습니다. Skills)

금융 분석및재무보고

은행 지점운영관리

고객 관계관리

리스크 관리 및 규정준수

팀워크 및 리더십

비즈니스 개발

커뮤니케이션 및 문제 해결

경력 사항 (Professional Experience)

MCB 지점운영관리및내부정책준수감독 Bank Limited – Branch Service Manager (2021.01 – 2025.02)

재무보고서작성및분석

고객문의및불만처리

직원관리및업무분배

MIS 보고서 작성 및관련부서제출

MCB 고객금융거래처리및서비스제공 Bank Limited – General Banking Officer (2017 – 2020)

은행 SOP 및 규정준수관리

AML/CFT 관련 규정준수

고객경험개선및리스크관리

MCB 현금입출금및금융거래처리 Bank Limited – Teller Service Officer (2014 – 2017)

고객상담및서비스제공

거래시스템입력및관리

학력 (Education)

자격증 Hoseo University Government Jinnah 및 교육 University Jame of School (Post Haripur Certifications – Graduate 경제학 and – BBA College 석사 College Finance, & – (2025–2027, Matric Training) for CGPA Women Science 3.96 재학 – ((FSc 2013) 2007) 중) Pre-Medical (2009)

JAIBP Certified Housing Account Teller Interpersonal MS Office – Service Institute Opening and Branch Training Construction Officer Communication Operations of Training Bankers Course Finance (2017) Pakistan Manager (2014–2015) Skills Training Training ((2022) 2021) (2021) 컴퓨터 기술 (Computer Skills)

언어 MS CBS Remittance RTGS 능력 Office Banking Transaction (Language) (Word, Systems System Excel, System PowerPoint) 성과 영어 및 – IELTS 수상 Overall (Achievements) Band 6.0 (Listening 6.5 / Reading 5.0 / Writing 5.5 / Speaking 6.5)

Branch Certificate Employee Service Audit Quality of of the Appreciation Satisfactory Spot Month Awards – December Rating – Adamjee (2015, (2021, 2016, 2018 Life 2024) 2017) Assurance Co. Ltd (2021)

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