Property & Casualty Insurance Adjuster Leader

WIN MILLS

PROPERTY & CASUALTY ADJUSTER

402-***-**** ******@*****.***

PRESENT - ready for deployment – Supervisor - File Examiner

Florida All Lines Insurance Adjuster

License # W366736 - In Compliance

Texas All Lines Insurance Adjuster - Designated Home State

License # 1790888 - In Compliance

Louisiana All Lines Insurance Adjuster

License # 745959 - In Compliance

Mississippi All Lines Insurance Adjuster

License # 10504480 - In Compliance

South Carolina All Lines Insurance Adjuster

License # 11657695 - In Compliance

FEMA/NFIP Residential / Manufactured Authorized Adjuster

FCN 10050575 - In Compliance

PROFESSIONAL OBJECTIVE

Development of professional relationships within the Insurance Industry, as an Independent Adjuster, that will require the professional knowledge and expertise I have developed over my years of handling all types of claim files.

Background experience in construction.

JOB DUTIES

Examines and appropriately interprets insureds’ policies, forms in force, and other records.

Determines extent of company's liability.

Ability to successfully manage a pending claim load at varying stages of the claims process.

Ability to understand, computer generated loss estimates, engineer’s reports, and construction terminology.

Effectively handles difficult calls from customers, vendors, and others.

Interviews, telephones, and correspond with insureds, witnesses and other parties. Uses varying methods of investigation, including recorded statements, consulting police, fire and expert reports, inspecting property damage, and reviewing documents.

Identifies and communicates potential underwriting concerns.

Sets appropriate case reserves, revise as necessary to cover probable costs.

Submit assignments to vendors.

Estimates cost of repair, replacement, or compensation.

Approves and adjusts estimates of damage and loss amounts.

Manages diaries and tasks in the Claims System.

Prepare settlement letters, denial letters, Reservation of Rights, and other letters as needed.

Recognizes the need for SIU involvement and identifies files for potential subrogation.

Effectively manages pending files in accordance with Claims Best Practices.

Appropriately applies knowledge of multiple state statutes and the International Building Codes, including the insurance code of ethics, rules, regulations and guidelines.

Determines whether a file has a valid Assignment of Benefits and handles accordingly.

Performs other duties as assigned.

Field / Desk / Supervisory experience in:

Flood / Wind / Hail / Fire / Water / Lightening / Farm / Daily / CAT / Large Loss / Commercial / Residential / Business Interruption / Loss of Use

WORK EXPERIENCE - Independent Insurance Adjuster History

January 2020 – Current

Specialty Adjusting International, Miami, FL

Field Adjuster in southern Texas / Residential / Commercial /

Senior Claims Supervisor / Desk Adjuster for Residential and Commercial

September 2019 – January 2020 (temporary assignment for CAT)

ICAT Catastrophe Insurance, Broomfield, CO - TPA

Claims Examiner / Desk Adjuster / File Review / CAT / Large Loss / Commercial

October 2018 – December 2018 (temporary assignment for CAT)

North Carolina Joint Underwriters Associate, Raleigh, NC - TPA

Claims Examiner / Desk Adjuster / File Review / CAT / Residential

September 2017 – January 2018 (temporary assignment for CAT)

ICAT Catastrophe Insurance, Broomfield, CO - TPA

Claims Examiner / Desk Adjuster / File Review / CAT / Large Loss / Commercial

October 2016 – December 2016 (temporary assignment for CAT)

IMS Claim Services, Inc., Bradenton, FL - TPA

Seibels Insurance Technology & Services, Altamonte Springs, FL

Gulfstream Property & Casualty Insurance Company

Claims Examiner / Desk Adjuster / File Review / CAT / Commercial / Residential

July 2015 – August 2016

Pacesetters Claim Service, Catoosa, OK

Field Adjuster / Client: QBE

October 2008 – April 2014

Professional Claims Representatives, St. Petersburg, FL

Field Adjuster and File Review / Client: Horace Mann

August 2004 – August 2017

IMS Catastrophe Services Inc., Bradenton, FL

Field Adjuster / Client: Various

EDUCATION / CERTIFICATONS

Flood NFIP Certification since 2005

Texas and Florida Insurance Adjuster (All Lines)

Flood Insurance Fundamentals / Advanced Flood Insurance

Flood Damages & Engineers Certification

Lloyds of London Certified

Claims Investigation / Claims Resolution Certification

Commercial Lines Certification

SOFTWARE & TRAINING

Guidewire Xactimate & Advance MS Office

FileTrac XactAnalysis MS Teams

Virtual Claims Adjuster MSB IntrgaClaim

MSB Symbility

Simsol

CONTINUED EDUCATION - Current

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