Mortgage Loan Real Estate

ANGELA HARDY

+1-313-***-**** *********@*****.*** Detroit, MI 48221

WORK EXPERIENCE

Real Estate Lending Processor, Robert Half MSGCU

January 2024 - October 2024

Processing mortgage loan applications from the time of application to submission of the loan package to underwriting.

Gathering, organizing and tracking loan documentation. Working with applicants, underwriters, appraisers and others to complete processing. Submit to underwriting for approval, once approved order payoffs if needed, update homeowners, and schedule closing with the applicant and title company. Enrollment Specialist, Michigan College of Beauty-Troy September 2022 - October 2023

Providing information to potential students on Cosmetology, Manicuring, or Esthetics Program and giving a tour of the campus.

Helping to set up and apply for loans, grants, and scholarships with financial aid. Enrolling the student into one of the offered programs, assisting with foreign diploma verification, federal compliance audits, and logging student payments. Answering phones, and reviewing the financial aid breakdown. Processing Assistant Processor, Robert Half MSGCU

January 2021 - October 2021

Pipeline management, working in Encompass, Processing mortgage loan applications from the time of application to submission of the loan package to underwriting. Gathering, organizing and tracking loan documentation. Working with applicants, underwriters, appraisers and others to Submit to underwriting for approval, once approved order payoffs if needed, update homeowners, and schedule closing with the applicant and title company complete processing. Student Service Coordinator, ATS Clintondale Community Schools August 2010 - June 2020

Managing 8 Staff members, Meeting with students and parents in order to enroll each student into school and completing a class credit evaluation to place students into the classes needed to graduated, and going over graduation requirements. Record daily attendance of each student, planning all events for 12th grade seniors Prom, Graduation, Senior activities. Answering incoming call and delegating to the appropriate department. Filing, ordering office and building supplies and maintaining all office administration duties for the Highland Park Location.

Mentoring students to keep them up to date with their process in classes and help with class work when needed.

Sr Mortgage Processor, JP Morgan Chase Bank

October 2002 - October 2007

Process application from start to closing. Contact borrower for all qualifying documents in order to process the loan. Manual input to desktop to obtain an automated response with either DU, LP, FNMA, FHLMC, VA or FHA. Once approval is received, order Title, Appraisal, Flood Insurance, Survey, payoffs and any other services that are needed in order to submit to underwriting for approval. Insuring the loan application meets compliance & underwriting guidelines. Once loan is approved and clear to close call the borrower and schedule closing with the title company. Once the closing package has been completed, I then call the borrower with the final closing numbers to insure that the closing is smooth and sometimes attending the closing if the loan officer is unable to make it.

EDUCATION

Breithaupt Vocational Technical School

1988-1989

Certificate in Culinary Arts, Culinary Atrs

Culinary Arts Certificate Of completion

Lake Superior State University

N/A, Culinary Arts - Graduated General Studies

Mumford High School

1987-1989

High School Diploma, General Studies

High School completion.

SKILLS

Answer Phones, Answering Phones, Communication Skills, Compliance, Cosmetology, Credit Union, Customer Service, Detail Oriented, Disclosures, Documentation, Facilitation, FHA Loans, Financial Aid, Grant Writing, LP, Management Skills, Manicurist, Mentoring, Mortgage Loans, MS Office, Office Administration, Outlook, Quick Learner, RESPA Rules, Technical, Wholesale

CERTIFICATION AND LICENSES

drivers license

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