CHRISTOPHER FALLS
Fort Worth, TX ***** 214-***-**** *********@*****.***
DETAIL ORIENTED RELIABLE PROBLEM SOLVER
PROFESSIONAL SUMMARY
Over 15 years of mortgage and banking experience delivering exceptional productivity performance with keen attention to quality. High performing team player; experienced delivering in fast paced environments with outstanding time management skills . Core Attributes:
Application of analytical skills
Quality Assurance
Supporting diverse/inclusive cultures
Trusted collaborator
Root cause analysis
Written & Verbal Communication
PROFESSIONAL EXPERIENCE
JP MORGAN CHASE
2008 - Present
Senior Loan Specialist, Lewisville TX/Plano, TX 06/2017 - Present
Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans. Review loan agreements to ensure that they are complete and accurate according to policy. Submit applications to credit analysts for verification and recommendation.
Maintain an overall 99% Quality Control Score out of 100% level of the SLA on items worked from MBWS
QC underwriters information from legal description, Unpaid Principal Balance, Amortizations schedule and all forgiveness from an Agent Desktop system
Quality Control Analyst, Lewisville, TX 10/2013 – 06/2016
Review loan agreements to ensure that they are complete and accurate according to policy
Stay abreast of new types of loans and other financial services and products to better meet customers' needs. QC Loan modification documents to ensure legal compliance
Analyze and research historical transactions on loans
Devoted to keeping homeowners loans under Service Level time frame in multiple work queues
Broker Assistance, Lewisville, TX 08/2011 – 08/2013
Prepare written reports that estimate property values, outline methods by which the proposals were made and meet appraisal standards.
Compute final proposals of property values, taking into account such factors as depreciation, replacement costs, value comparisons of similar properties, and income potential
Calling and requesting appraisals from brokers nationwide to do a drive-by appraisal on properties. Making sure that the appraisal is completed and in our office within the time required by email, fax or mail
Confirm the appraisal is an accurate address, including the lot legal description and property before providing the appraisal to our audit department to make their assessment on the value
Acquisition Specialist/Investment Underwriters, Lewisville, TX 08/2008 – 07/2011
Complete a cross-reference of the loan numbers and borrower name from the prior servicer
Making a loan conversion from the prior servicer to our new in house database
Prioritize client debt repayment to avoid dire consequences, such as bankruptcy or foreclosure or to reduce overall costs, such as by paying high-interest or short-term loans first
Getting all funds disbursed to the appropriate departments Principle and Interest, Escrow, Foreclosure and Bankruptcy during the transaction
EDUCATION & SELECT PROFESSIONAL ACCOMPLISHMENTS
Cedar Valley Community College, Lancaster, TX
Continuing education: business Management: 1990
Hillcrest High School, Dallas, TX
Diploma: 1989
JPMORGAN CHASE – Continuing Education & Select Accomplishments
Certification Title Issuing Organization Completion Date: Pre - License Loan Originator Champion School of Real Estate 02/2020
Recognized for protecting the Firm from a $1MM+ lawsuit by successfully completing research through our system and an offsite archived vendor facility who was scheduled to destroy the loan file.
Multiple Award Recipient of JP Morgan Chase “5 Keys Award” for Great Customer Experience
Tier 1 communication and leadership recipient via the JPMC Toastmasters program
SKILLS/INTEREST
Skills: Microsoft Office (Advanced); Lender Live, Mortgage Servicing Package, Loan Sphere, Agent Desktop, Document Tracking System, Vendor Loan System and other JPMorgan Chase proprietary systems/applications
Interest/Hobbies: Girls Basketball Coach for 6 and 7 graders; partner with the National Boards of Chiropractors (NBCE) for over 10 years acting as a Standardized Patient twice a year supporting aspiring future Chiropractors