Silver Spring, MD ***** 240-***-**** aduuqr@r.postjobfree.com

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SARAH TARRY ESAPA

PROFESSIONAL SUMMARY

Dynamic compliance professional with over 8 years of AML/BSA/FRAUD analysis experience in the financial industry. Skilled in Fraud investigation, Anti-Money Laundering, BSA (Bank Secrecy Act), Terrorism financing, High-Risk review, Sanction screening, Adverse news screening, SAR drafting, and Ongoing transaction monitoring. Excellent team player seeking an opportunity to bring further success to an organization through understanding of regulatory procedures and fraud prevention.

SKILLS

· Investigation

· Risk management

· SAR drafting

· Due Diligence

· Operations support

· Fraud prevention

· Banking regulations

· Team player

· Excel

· Data Documentation

· Compliance strength

· Multi- tasking

WORK HISTORY

AML/FRAUD ANALYST Sep 2019 to Current

Eagle Bank, Chevy Chase, MD

Review documentation to prevent fraud, money laundering and identify theft losses.

Make decisions to suspend, permanently disconnect service, and issue credits based on fraudulent activity.

Perform detailed analysis on Suspicious Activity Reports (SAR) while using FinCEN Database to detect patterns, trends, anomalies and new fraud schemes in transactions and relationships across multiple businesses/products.

Conduct regulatory and sanction screenings as well as review domestic consumer cases and support complex periodic review processes.

Perform background checks, customer research, transactional analysis using software/ databases such as Lexis-Nexis, World-check, RDC, Image soft, Google, Documentum.

Following federal state laws and internal guidelines for dispute processing.

Assist internal security in investigating suspect fraudulent activity.

Escalate unusual activity to the Financial Intelligence Unit (FIU) and assist with escalating potential risks.

Investigate fraud referrals and researched to minimize risk and resolve inquiries.

Provide additional support with the AML compliance organization on more complex issues, including research techniques and capabilities, as well as solutions.

AML/BSA ANALYST Aug 2014 to Aug 2019

TD Bank, Baltimore, MD

Used monitoring systems and reports to review for reportable currency transactions to be filed by the BSA officer.

Participated in compliance training and continuing education programs to maintain proficiency with laws and regulations.

Conducted due diligence searches in various third-party and internal database.

Investigated each alert for risk posed to the bank and escalate to case when necessary.

Assisted with BSA and OFAC risk assessment.

Reviewed and detected suspicious activities based on a variety of AML Systems generated transactional alerts from transactional activity.

Assisted to improve processes and procedures, ensuring that assigned processes are performed according to the standards set forth by the Bank in addition to government and industry regulations.

Investigated suspicious activities arising from account surveillance, and branch escalations.

Conducted daily review of customer risk alerts in accordance with US Patriot Act and Bank Secrecy Act.

Organized and executed strategies for migrating and consolidating data.

Developed and updated SOPs for key functions and features of each system.

EDUCATION

Bsc in computer science

University of Yaounde I

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