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Lending Specialist - Loan Processing - Loan Origination - Sales

McKeesport, PA
May 26, 2023

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* Team player with **+ years of experience in the financial services industry. Sound decision maker with the well-developed ability to learn and adapt quickly, with high attention to detail and accuracy.

* Extensive experience working in a fast-paced, time-sensitive, customer service-oriented environment. Comprehensive knowledge includes mortgage lending (retail and wholesale), commercial equipment finance, consumer finance and automotive finance.

Professional Experience


Sun Equipment Leasing, Inc. January 2008 - Present

* Provide commercial truck and equipment funding for all credit types. Review credit applications for accuracy, obtain all necessary documents required by underwriting and recommend financing options.

* Proactively identify, originate and structure commercial equipment financing transactions to be analyzed by various underwriters and funding sources. Orchestrate marketing for end users and equipment vendors nationwide. Maintain positive client relationships and provide superior rates, terms and customer service.

* Offer a full array of commercial equipment financing and leasing options for established businesses and startups. Specialize in equipment financing for the construction industry.


CNAC Finance, LLC / Byrider Finance December 2017 - September 2021

* Evaluated and processed automotive finance applications for multiple dealerships nationwide. Entered loan data and uploaded supporting loan documentation. Ensured compliance with all applicable credit policies and procedures. Quality control audit score was consistently in the top tier of all underwriters, in all regions.

* Critically analyzed credit data to approve or decline automotive loan finance requests based on program requirements. Conducted interviews with each applicant, reviewed credit reports in detail and calculated income. Verified income, employment and housing histories.

* Reviewed and satisfied all pending stipulations for final approval and loan funding. Communicated all lending decisions to the general manager. Escalated loan decisions to the leadership and senior management teams when necessary. Handled incoming calls and serviced the underwriting queue to support the call center.


F3EA Loan Servicing / ZOCA Loans September 2016 - April 2017

* Established and maintained loan production that exceeded company goals in the training class of a startup unsecured loan company. Reviewed supporting loan documentation and critically analyzed each application for completeness and accuracy.

* Serviced incoming calls and guided consumers through the loan application process. Analyzed a large volume of short-term installment loan applications per credit policy and lending regulations. Supported the call center by resolving customer issues promptly and exceeding customer expectations.

* Managed the online lending process from loan origination through loan funding. Developed partnerships with loan underwriters and loan operations teammates to facilitate unsecured loan funding, while minimizing risk.


Citibank / Citi Home Equity, Inc. August 2006 - March 2008

* Significantly increased market share by acquiring 48 new mortgage brokers in the first 30-60 days of employment, surpassing company goals. Added value to loan officers by providing exceptional customer service and assisting with marketing ideas to greatly increase mortgage volume.

* Originated home equity lines of credit by soliciting new mortgage broker relationships, managing existing relationships and partnering with Citibank mortgage teammates. Represented the company at trade shows and conferences. Introduced mortgage loan programs to potential mortgage clients.

* Trained and supported a successful group of mortgage brokers and mortgage bankers on the Citi Home Equity automated underwriting system, lending program requirements and mortgage lending policies and procedures.


Bachelor's Degree in Business Administration

Clarion University of Pennsylvania at Clarion, PA

Key Skills

* Exceptional team building, relationship building and customer service skills

* Highly effective verbal, written and interpersonal communication skills

* Well-developed ability to multi-task, prioritize, plan and manage time effectively

* Excellent critical thinking and analytical abilities

* Proven auditing and compliance skills

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