ROBERT E JACOBSEN II
**** ******* **** 513-***-****
Cincinnati, Ohio 45212 *************@*****.***
Summary
Experienced Mortgage Underwriter with a demonstrated history of working in the mortgage / banking industry. Skills include Mortgage Underwriting FHA, VA (SAR), Bond, Conventional and Jumbo loans. Strong finance professional with a Bachelor of Business Administration (BBA) focused in Finance from the University of Cincinnati.
Professional Experience
On Q Financial 2020 – 2022
Tempe, Arizona
Underwriter
Underwrote mortgage loans to FHA, VA (SAR), FHLMC, FNMA, SC Housing, Welcome Home, Home Possible. Met or exceeded service level agreements consistently. Union Savings Bank 2020 - 2020
Cincinnati, Ohio
Underwriter
Underwrote mortgage loans as a correspondent to FHA, VA, FHLMC, FNMA, OHFA, Welcome Home, Home Possible, USDA, etc. Met or exceeded service level agreements consistently. Reliance First Capital 2019 - 2020
Cincinnati, Ohio
DE Underwriter
Underwrote primarily FHA, FNMA, FHLMC loans. Met or exceeded service level agreements consistently.
US Bank 2016 - 2018
Cincinnati, Ohio
Senior Underwriter
Underwrote mortgage to FHA, VA, FHLMC, FNMA, OHFA, KY Housing and various portfolio products. Obtained $1M in lending authority. Met or exceeded service level agreements and received volume bonuses consistently.
Academy Mortgage 2014 - 2016
Cincinnati, Ohio
Senior Underwriter II
Underwrote mortgage loans to FHA, VA, FHLMC, FNMA, State Housing and various portfolio guidelines. Also, underwrote and worked with investors for large jumbo loans. Met or exceeded service level agreements received volume consistently. Prepared a job aid for all Housing loans with specifics on guidelines, references links and contacts. Fifth Third Bank 2007- 2014
Cincinnati, OH
Senior Underwriter
Underwrote mortgage loans to FHA, VA, FHLMC, FNMA and various portfolio guidelines. Met or exceeded service level agreements and received volume bonuses consistently. Transitioned from a contractor with PMI to a full-time employee after only seven months. Moved from staff underwriter to Senior with lending authority of $650k. Other Relevant Experience
While with Provident Bank in Cincinnati and Atlanta in the late 90’s, I managed team of underwriters and started their southern Field Service Unit. The Field Service unit was comprised of several underwriters and an administrative assistant. Our function was to satisfactorily resolve conflicts between brokers and internal underwriters with conditions and other services. This unit also maintained a database of frequent issues and brokers to identify with patterns and trends to provide better service. EDUCATION
Bachelors of Business Administration with a degree in Finance from the University of Cincinnati and my high school diploma from Oak Hills High School in Cincinnati.