YILAN RIVERO
MIAMI, FLORIDA **155
*****.******@*****.***
S U M M A R Y P R O F I L E
I am a self-motivated, highly organized individual who works well with others as well as independently in a fast-paced environment. I have effective verbal/written communication skills and the ability to work on multiple assignments in priority. During the last thirty-six years I have been working side by side with Real Estate/Corporate/Tax & Estate Planning Attorneys, assisting them in the day to day functions to get the deal closed. My objective is to work at a Law Firm/Corporation where my experience and expertise will contribute and benefit the company.
E X P ER I E N C E
March, 2022 to present
PRMG, Doral, Florida
Senior Mortgage Loan Officer
Originate retail mortgage loans through direct sourcing of real estate agents, builders, industry professionals, marketing campaigns and retail branch referrals. Supervised associates and consistently surpassed monthly/yearly goals.
Running Credit Reports, pre-qualifying buyers to purchase or refinance their residence, getting the best product/program (FHA/VA/CONV/NON QM Products) for the customer, quoting interest rates, calculating ratios, closing costs, processing applications until closing, receiving inbound calls, cold calling, mentoring and supervising other associates, meeting monthly/yearly goals.
August, 2021 to March 2022
HOMESPIRE MORTGAGE CORPORATION, Miami, Florida
Producing Branch Manager
Managing an office with 3 employees; Originate retail mortgage loans through direct sourcing of real estate agents, builders, industry professionals, marketing campaigns and retail branch referrals. Supervised associates and consistently surpassed monthly/yearly goals.
Running Credit Reports, pre-qualifying buyers to purchase or refinance their residence, getting the best product/program (FHA/VA/CONV/NON Q-M Products) for the customer, quoting interest rates, calculating ratios, closing costs, processing applications until closing, receiving inbound calls, cold calling, mentoring and supervising other associates, meeting monthly/yearly goals.
August, 2018 to August, 2021
PRMG, Doral, Florida
Mortgage Loan Officer
Originate retail mortgage loans through direct sourcing of real estate agents, builders, industry professionals, marketing campaigns and retail branch referrals. Supervised associates and consistently surpassed monthly/yearly goals.
Running Credit Reports, pre-qualifying buyers to purchase or refinance their residence, getting the best product/program (FHA/VA/CONV) for the customer, quoting interest rates, calculating ratios, closing costs, processing applications until closing, receiving inbound calls, cold calling, mentoring and supervising other associates, meeting monthly/yearly goals.
September 28, 2016 to August 1, 2018
GREENSPOON MARDER, LLP, Miami, Florida
Florida Registered Real Estate Paralegal
Responsible for processing real estate file from inception to closing including: opening files, running title searches, preparing title commitments, owners and loan title policies, preparing settlement statements, preparing closing binder for client and all post-closing actions.
Prepare Purchase and Sale Contracts, negotiate short sales, loan modification, gathering all due diligence necessary for all aspects of residential/commercial transactions
Prepare FIRPTA withholding for Foreign National clients, requested Environmental Inspections and Warranties transferable to new buyer(s), searched Assets and Foreclosure Dockets, prepared Lease Agreements
Communication with all International clients
March 14, 2016 to September 25, 2016
ANA M. VELIZ, P.A.
Paralegal/Client Relations
Assisting attorney with all Probate, Guardianship, Wills, Trust, Estate Planning, Corporate and Real Estate matters
Communication with all International/Domestic clients, originate business for the firm through realtors, loan officers and other sources of business
Prepare letters, telephone conference calls with clients, scheduling meeting with all clients
Responsible for processing real estate file from inception to closing including: opening files, running title searches, preparing title commitments, owners and loan title policies, preparing settlement statements, preparing seller’s documents, preparing closing binder for client and all post-closing actions.
Form Corporation, LLC, Partnerships in various states, etc.
Prepare Articles of Organization, Operating Agreements, By-Laws, Minutes, Resolutions, Resignations, Dissolution, filing Annual Reports, prepare application and file for Employer Identification Number and other legal documents as needed.
January 19, 2015 to March 11, 2016
KATZ, BARRON, SQUITERO, FAUST
FRIEDBERG, ENGLISH & ALLEN, P.A., (ANA M. VELIZ, Esq.) Miami, Florida
Legal Assistant
Assisting attorney with all Probate, Wills, Trust, Estate Planning, Corporate and Real Estate matters
Communication with all International/Domestic clients
Prepare letters, telephone conference calls with clients, scheduling meeting with all clients
Inputting all billable time
Prepare Resolutions and other legal documents as needed
February 28, 2011 to January 15, 2015
RICHARDS & ASSOCIATES, P.A., Miami, Florida
Real Estate/Corporate Paralegal
Responsible for processing real estate file from inception to closing including: opening files, running title searches, preparing title commitments, owners and loan title policies, preparing settlement statements, preparing closing binder for client and all post-closing actions.
Prepare Purchase and Sale Contracts, negotiate short sales, loan modification, gathering all due diligence necessary for all aspects of residential/commercial transactions
Prepare FIRPTA withholding for Foreign National clients, requested Environmental Inspections and Warranties transferable to new buyer(s), searched Assets and Foreclosure Dockets, prepared Lease Agreements
Prepare Articles of Organization, Operating Agreements, By-Laws, Minutes, Resolutions, Resignations, Dissolution, filing Annual Reports, prepare application and file for Employer Identification Number, maintaining over 300 Domestic/Foreign corporate companies, prepare Trust Agreements and Trust documents, prepare Wills, filing UCC-1 and UCC-3, knowledge of Estate/Tax Planning, input billable time, handling all the monthly rental payments for landlord from tenants
Communication with all International clients
April 12, 2010 to January 14, 2011
BLASS & FRANKEL, P.A., Miami, Florida
Real Estate Paralegal
Responsible for processing real estate file from inception to closing including: opening files, filing, running searches, preparing title commitments, owners and loan title policies, preparing settlement statements, preparing closing binder for client and all post-closing actions.
Prepare Articles of Organization, Operating Agreements, By-Laws, Minutes, Resolutions, Resignations, Dissolution, filing Annual Reports, prepare application and file for Employer Identification Number, maintaining over 300 Domestic/Foreign corporate companies, prepare Trust Agreements and Trust documents, prepare Wills, filing UCC-1 and UCC-3, knowledge of Estate/Tax Planning, input billable time, handling all the monthly rental payments for landlord from tenants
Communication with all International clients
May 28, 2002 to April 12, 2010
BANK OF AMERICA, N.A., Miami, Florida
Mortgage Loan Officer/Assistant Vice President
Originate retail mortgage loans through direct sourcing of real estate agents, builders, industry professionals, marketing campaigns and retail branch referrals. Supervised associates and consistently surpassed monthly/yearly goals.
Running Credit Reports, pre-qualifying buyers to purchase or refinance their residence, getting the best product/program (FHA/VA/CONV) for the customer, quoting interest rates, calculating ratios, closing costs, processing applications until closing, receiving inbound calls, cold calling, mentoring and supervising other associates, meeting monthly/yearly goals.
November, 1994 to May 28, 2002
HERZFELD & RUBIN, Miami, Florida
Real Estate Paralegal/Supervisor
Responsible for supervising real estate department consisting of six employees, real estate paralegals and legal secretaries within sixty person law firm.
Duties included preparing title commitments, owners and loan title policies, preparing settlement statements, preparing closing binder for client, processing files from inception through closing, scheduling closing, executing closing, notarizing documents, disbursing of the file, recording all legal documents, taking care of all post-closing, preparing Purchase and Sale Contracts.
November, 1993 to November, 1994
FABER & GITLIZ, P.A., Miami, Florida
Foreclosure Post Closer/Real Estate Legal Secretary
Prepared letters and legal documents, ran title searches, obtained Certificate of Title, prepared owner title policies, prepared invoices.
September, 1986 to November, 1993
FRIENDSHIP TITLE COMPANY, Miami, Florida
Real Estate Legal Secretary/Loan Processor
Prepared title searches, title commitments, owners and loan title policies, settlement statements, and closing binder for client,
Recording all legal documents, taking care of all post-closing, preparing Purchase and Sale Contracts
E D U C A T I O N
August 2018 – NMLS #411676
Mortgage Loan Originator
August 2010 to May 2013 – MIAMI DADE COLLEGE, Miami, Florida
Associates in Science Degree/Associates in Paralegal Studies (ABA Approved)
June 1986 to August 1987 - MIAMI DADE COLLEGE, Miami, Florida
Associates in Arts/Business Administration
C O M P U T E R S K I L LS
Microsoft Word, ATIDS, DoubleTime, Propel, AIM, Timeslips, Caselode, TimeMatters, Equator, Lawgic, Westlaw Forms, Internet Explorer, Windows XP, Windows 2000, Windows 98, Corel WordPerfect 12, WordPerfect 3X, Displaysoft, Altastar, Excel, PowerPoint, Outlook, Visual Mortgage, IOriginate, CTIP Program, ISC NET, bilingual (English/Spanish)
REFERENCES AVAILABLE UPON REQUEST