Independent Consultant Customer Service

Jason M. Ramer

*** **** ****** ***********@*****.***

Smiths Grove, KY 42171 Text/Mobile: 859-***-****

BUSINESS SKILLS PROFILE

● Successful manager focused on quality performance, goals, and outcomes

● Customer service driven with strong verbal and written communication abilities

● Problem-solver using analysis and feedback to improve systems and processes

● Highly motivated to complete projects while exceeding performance goals

● Willing and adaptable to quickly learn new technologies to expand business opportunities

● Strong attention to details for improved organizational effectiveness

● Dedicated to team collaboration to increase productivity and results EDUCATION & PROFESSIONAL CERTIFICATIONS

● Graduate School of Banking, Louisiana State University

● Financial Managers School, University of Wisconsin

● Master of Science in Accounting, University of Kentucky

● Bachelor of Science in Accounting, University of Mississippi PROFESSIONAL EXPERTISE

Independent Consultant ● 2011-present

Consulting with small businesses, individuals, non-profit, and governmental organizations on a wide-range of financial and accounting issues

● Develop budgets and assist with forecasting financial information for clients

● Monitor, review, and develop procedures to assist organizations to help optimize success

● Process and prepare tax returns for individuals and businesses

● Perform various research projects

● Assist clients with the preparation of financial statements

● Create policies and procedures for start-up and existing businesses Farmers National Bank, Danville, KY

Vice President/Chief Financial Officer, Assistant Vice President/Controller ● 2004-2011

● Led all of the bank's asset and liability management committees for senior staff and the board of directors

● Managed all aspects of bank investment portfolio, liquidity, and funding management

● Provided oversight and continual management for budget preparation and long-term financial forecasting

● Prepared and reviewed monthly financial reports for staff, senior management, and the board of directors

● Monitored and developed strategies to effectively manage non-interest expense areas of the bank

● Monitored bank’s general ledger for accuracy and trend analysis

● Administered fixed asset management of the organization, including capital budgeting, depreciation (and acted as a liaison between the bank, architects, and other interested parties on new facility construction and renovation projects)

● Managed and monitored interest rate risk levels to help ensure the bank maintained a tolerable risk profile

● Directed all insurance coverage for the institution, including writing bid specifications and re-bidding as needed

● Developed strategies and recommendations for any wholesale funding practices decisions

● Ensured the practicality of all cash and treasury management processes would meet regulatory requirements and provide liquidity and profitability

● Worked with other senior managers to develop strategic plans to meet future needs and correct operational deficiencies

● Supervised a department of up to eight people whose duties included: all reconciling items of the bank, securities functions, accounts payable, purchasing, courier duties, asset and liability management-related items, non-posted item corrections, correspondent bank resolutions, and overall general ledger management

● Oversaw fiscal policies and procedures for the bank

● Played a lead role in organizational pricing decisions; acted as a primary contact for legal discussions, external auditing, tax, consulting, and regulatory liaison in a heavily regulated environment

● Prepared regulatory reports for federal, state, and other governmental institutions

● Created budget and projections for bank income statement and balance sheet items Dean, Dorton, & Ford, PSC, Lexington, KY

Assurance and Tax Specialist ● 2002-2004

● Performed audit and tax services for the largest public accounting firm in Lexington, serving clients throughout Kentucky

● Worked in accordance with Generally Accepted Accounting Principles in preparing financial reports, including development and review of clients’ internal controls process

● Focus areas included financial institution services, automobile dealerships, institutions of higher learning, manufacturing companies, health care organizations, insurance services, and equine industries

Arthur Andersen, LLP, Nashville, TN

Tax Associate ● 2001-2002

● Prepared federal and state tax returns for individuals, corporations, S corporations, and partnerships

● Provided tax preparation and accounting assistance for investment partnership funds

● Researched a wide variety of tax issues for management and clients COMMUNITY INVOLVEMENT

● Past-chairman of Regional Salvation Army, Danville, KY

● Past-chairman of CASA (Court Appointed Special Advocates) at Woodlawn (Boyle and Mercer counties)

● Kentucky Colonel

● Leadership Boyle Graduate, Danville, KY

● Heart of Kentucky United Way Leadership Circle, Danville, KY

● Centre College Associate Donor

● University of Kentucky Alumni Association

● University of Mississippi Alumni Association

● National Financial Managers Society

● Lexington Young Professionals Association

● Young Professionals Association of Danville, KY

● Junior Achievement Instructor, Lexington, KY

REFERENCES

Available upon request

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