Manager Internal Audit

Charles.Joy

E-mail: **************@*****.***

Mobile: 099********

OBJECTIVE:

I am seeking a permanent position with a progressive employer where I can utilize my technical skills to contribute to their success and my own. PROFILE SUMMARY:

MANAPPURAM FINANCE LTD(LISTED AND CREDIT RATED GOLD LOAN NBFC, IN- DIA)

One year experience as Jr officer.

One year experience as Asst Branch Head

One year experience as Branch Head.

Two year experience as Officer at Internal Audit department.

One year experience as Sr Officer in Vigilance & FCU department.

MAXVALUE CREDITS AND INVESTMENTS LTD (THE MOST TRUSTED NBFC IN IN- DIA)

One Year experience as Sr Officer at Internal Audit department..

Hold a Bachelor Degree in Commerce.

Can handle multiple tasks effectively & very much flexible with time. Self motivated, ambitious and team player.

S M L FINANCE LTD (THE MOST Smartest NBFC IN INDIA)

More than Three Year experience as Asst manager at Internal Audit department.

Excellent communication skills, convincing, negotiation, influencing & inter- personal skills.

Hold a Bachelor Degree in Commerce.

Can handle multiple tasks effectively & very much flexible with time. Self motivated, ambitious and team player.

.

JUNIOR OFFICER: MANAPPURAM FINANCE (LISTED AND CREDIT RATED GOLD LOAN NBFC, INDIA)

(2012-2013)

Established in Gold loan, Money Transfer, and issue Debenture

Preparation of Gold Loan Registers and generation of interest every month.

Documentation of Gold Loan.

Attending enquiries and worked in customer service portfolio.

Experienced in secretarial works, Book keeping & office correspondence.

Monitoring petty cash payments, Bank deposits and payments on branch level.

Reporting to Branch accountant and assisting generation of monthly reports. ASSISTANT BRANCH HEAD: MANAPPURAM FINANCE (LISTED AND CREDIT RATED GOLD LOAN NBFC, INDIA) (2013 -2014)

Established in Gold loan, Money Transfer, and issue Debenture

To assist the Branch Head to manage the overall business and administrative aspects of operations of the branch.

Ensure targets for Gold Loan, Deposits, and Loan Transfer products are met, thereby ensuring achievement of branch level targets

Ensure that all customer complaints have been addressed on a daily basis by interacting with regional office; ensure that all complaints are described in the customer compliant register

Keep track of outstanding and overdue loans / payments and follow up with the concerned customers on repayment

Attend to standing instruction of customers as per standing instruction book

Conduct meetings with branch employees for 10-15 minutes every morning (about the issues related to the previous day / about new circulars received from Head Office etc)

Voucher authorization; issuance of cheques; and joint custody of chits & Hire purchase receipt book / RC book

Timely preparation and dispatch all monthly reports to the Head Office

Ensure discipline and punctuality at the branch offices and ensure compliance to all Head Office circulars

Obtain periodic bank statements; ensure preparation of bank reconciliation and timely submission to AO before 10th of every month

Submission of all documents pertaining to various loans to the Head Office

Set goals; review and manage performance; guide, counsel and provide feedback to subordinates on performance so as to ensure a motivated and committed team. Provide subordinates with guidance, training and required growth opportunities to ensure their development for higher-level roles

BRANCH HEAD: MANAPPURAM FINANCE (LISTED AND CREDIT RATED GOLD LOAN NBFC, INDIA) (2014 - 2015)

Established in Gold loan, Money Transfer, and issue Debenture

To assist the Sr Branch Head to manage the overall business and administrative aspects of operations of the branch.

Ensure targets for Gold Loan, Deposits, and Loan Transfer products are met, thereby ensuring achievement of branch level targets

Ensure that all customer complaints have been addressed on a daily basis by interacting with regional office; ensure that all complaints are described in the customer compliant register

Keep track of outstanding and overdue loans / payments and follow up with the concerned customers on repayment

Attend to standing instruction of customers as per standing instruction book

Conduct meetings with branch employees for 10-15 minutes every morning (about the issues related to the previous day / about new circulars received from Head Office etc OFFICER INTERNAL AUDIT : MANAPPURAM FINANCE (LISTED AND CREDIT RATED GOLD LOAN NBFC, INDIA) (2015 – 2017)

Obtain and verify periodically Gold loan & Gold related documents.

Verify periodically bank statements, ensure preparation of bank reconciliation and timely submission to H O.

Timely preparation and dispatch all monthly reports to the Head Office

Set goals; review and manage performance; guide, counsel and provide feedback to subordinates on performance so as to ensure a motivated and committed team. Provide subordinates with guidance, training and required growth opportunities to ensure their development for higher-level roles

Reporting to Branch accountant and assisting generation of monthly reports. Monitoring petty cash payments, Bank deposits and payments

Reporting to Regional Manager and assisting generation of monthly reports. VIGILANCE OFFICER(ACCOUNTS AND GOLD) : MANAPPURAM FINANCE (LISTED AND CREDIT RATED GOLD LOAN NBFC, INDIA) (2017 - 2018)

Obtain and verify periodically Gold loan & Gold related documents.

Timely preparation and dispatch all monthly reports to the Head Office.

Reporting to Branch accounts and assisting generation of monthly reports.

Monitoring all cash payments, Bank deposits, payments and receipts.

Obtain and verify periodically bank statements, ensure preparation of bank reconciliation and timely submission to H O.

SR OFFICER INTERNAL AUDIT (ACCOUNTS AND GOLD) : MAXVALUE CREDITS &INVESTMENTS LTD

(MOST TRUSTED NBFC IN INDIA) (2018 - 2019)

Obtain and verify periodically Gold loan & Gold related documents.

Verify periodically bank statements, ensure preparation of bank reconciliation and timely submission to H O.

Timely preparation and dispatch all monthly reports to the Head Office

Set goals; review and manage performance; guide, counsel and provide feedback to subordinates on performance so as to ensure a motivated and committed team. Provide subordinates with guidance, training and required growth opportunities to ensure their development for higher-level roles

Reporting to Branch accountant and assisting generation of monthly reports. Monitoring petty cash payments, Bank deposits and payments

Reporting to Regional audit Manager and assisting generation of monthly reports ASST MANAGER INTERNAL AUDIT (ACCOUNTS AND GOLD) : SML FINANCE LTD (MOST SMARTEST NBFC IN INDIA) (2019 - STILL WORKING)

To assist the Regional Head Audit to prepare audit reports,assign Internal audit of branches,and the overall Operational and administrative aspects of H O

Obtain and verify periodically Gold loan & Gold related documents.

Verify periodically bank statements, ensure preparation of bank reconciliation and timely submission to H O.

Voucher verification; verification of cheques; and verify joint custody of Safe & safe room operations,verify Hire purchase receipt book / RC book

Verifying petty cash payments, Bank deposits and payments on branch level.

Timely preparation and dispatch all monthly reports to the Head Office

Set goals; review and manage performance; guide, counsel and provide feedback to subordinates on performance so as to ensure a motivated and committed team. Provide subordinates with guidance, training and required growth opportunities to ensure their development for higher-level roles

Reporting to Branch accountant and assisting generation of monthly reports. Monitoring petty cash payments, Bank deposits and payments

Reporting to Regional audit Manager and assisting generation of monthly reports. EDUCATIONAL QUALIFICATION

COURS INSTITUTION YEAR

BBA CHINMAYA COLLEGE

KOLAZHY, THRISSUR

2011

PLUS TWO CO OPERATIVE COLLEGE

OTTAPALAM

2006

SSLC NSS KPT HS OTTAPALAM 2004

COMPUTER SKILLS

MS OFFICE,TALLY,PEACHTREE,C,C+,ORACLE, VB, INTERNET & EMAIL. Hobbies

Singing songs

Listening music

Reading books

PERSONAL INFORMATIONS

AGE & DATE OF BIRTH : 34Y (12-April-1987)

NATIONALITY : INDIAN

MARITAL STATUS : SINGLE

INDIA’S RESIDENCE ADDRESS : 304 A,VADAKKUMURI HOUSE EDATHALA POST

ALUVA,ERNAKULAM,KERALA

PIN-683561.

LINGUISTIC EFFICIENCY:

LANGUAGES READ SPEAK WRITE

ENGLISH

HINDI

MALAYALAM

TAMIL - -

TELUNGU - -

KANNADA - -

Declaration: I hereby declare that the above written particulars are true and correct to the best of my knowledge and belief.

CHARLES JOY

Sd/

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