Mountain Finance

Mountain Finance LLC.

*** * ***** ** ******* Illinois,60601, USA

Toll free: 1-877-***-****)

Hello,

Amanda Kappes

Subject: Loan Confirmation

Social Security Number ***-**-****

Address 115N Shady Oak

City Lake Jackson

State Texas

Zip Code 77566

Loan Approval ID MF25150779

Loan Type Unsecure Personal

Loan Amount $5,000.00

Month Installment $125

Loan Tenure 48 Months

Interest Rate 8.99%APR

Bank Name TDECU

Account Number 930871108

Routing Number 313185515

Transfer Type Electronic Fund Transfer (EFT)

Your loan officer available on 1-827-***-****) can explain it be better to you.

(Note: For authentication purpose please mention your Loan Approval Code: MF25150779) Mountain Finance

Mountain Finance LLC.

223 N Clark St Chicago Illinois,60601, USA

Toll free: 1-877-***-****)

For your FUND SAFETY & SECURITY we suggest you, to read the below mentioned information carefully before you proceed further and do business with any lending Company including us. We have tried to use a layman language which is as simple as it can be just to ensure that it’s easily Understand by every customer.

WE DECLARE THAT,

1. We work under the strict guidelines of FDIC (FEDERAL DEPOSIT INSURANCE CORPORATION) and BBB (BETTER BUSINESS BUREAU) and follow all the best business practices as guided by BBB.

2. After every successful business deal, we share a copy of the agreement with BBB& FDIC. 3. Our telephone calls are federally recorded and monitored by FDIC &BBB all the time. 4. We protect customers all the information and we never share their information with anyone. 5. We will not seek information of customers Credit/Debit card for any transaction until and unless customer authorizes us over the recordable line. 6. BBB reserves the right of increasing/decreasing the loan amount before any transaction is done or agreement is finalized.

7. We will never ever change customer on the interest rate as agreed over recorded line. 8. We have mentioned all the terms and condition of the contract and there is nothing which is not declared in this document.

9. “MONEYGRAM” Is our company’s 10%shareholder.You can enjoy benefits of dealing with Money Gram to our company.

Mountain Finance

Mountain Finance LLC.

223 N Clark St Chicago Illinois,60601, USA

Toll free: 1-877-***-****)

Terms and Conditions

Any use of our services at Mountain Finance Servicing is governed by the following terms and conditions. Read the following carefully before you avail any of our services. 1. The customer needs to be a citizen of the US, have an active bank account and earn steady income every month you will be considered as eligible to avail our loan services. 2. The customer can avail any amount ranging between: $500to $10000 as Personal loan from Mountain Finance.

3 If the customer’s Credit Score is below 720 points, then the customer has two options to approve this loan and the options are below.(Kindly Select one option if applicable) A. Customer can complete the process as explained by their funding officer. B. For the safety and security of the company as well as the loan amount, Customer has to show their first installment to Mountain Finance for one to two hours. 4. If there is any state transaction fee is applicable as per customer’s state rules and regulation then the customer has to clear it up from their side. 5. If a customer wants to terminate/cancel their loan application then the customer has to initiate the cancellation procedure. So the customer is responsible for the cancellation fee which is $199 for termination of loan procedure.

6. If a customer wants to receive the loan fund through Money Gram, Western Union or any another money wiring services then customer has to pay them one wiring fee as per the loan amount.

7. As per our rules and regulation, we usually do not charge for documentation for the first time, but if a customer asks for some amendment after activating the loan application, then a customer has to pay the documentation charges. 8. The customer should call us back as soon as they receive this loan approval letter to proceed their loan application.

Mountain Finance

Mountain Finance LLC.

223 N Clark St Chicago Illinois,60601, USA

Toll free: 1-877-***-****)

DEFAULT:

A customer shall be in default under this Agreement when the payment remains unpaid for more than 40days after its scheduled or deferred due date, or if the customer fails to comply with any of the terms of this Agreement.

If the failure materially impairs the condition, value or protection of or the Lender’s right to the collateral or materially impairs the customer’s ability to pay the obligation due under this Agreement LENDER’S RIGHTS IN THE EVENT OF DEFAULT:

In the event of default, and if you have the right to cure the default pursuant to sec. 425.105, Wis. Stats, you fail to cure the default within 15 days after you are given Notice of the default, the lender may declare the whole outstanding balance due under This agreement payable at once and proceed to collect it, including commencing legal Action.

TIME:

It is essential that you make your payment on time. Mountain Finance

Mountain Finance LLC.

223 N Clark St Chicago Illinois,60601, USA

Toll free: 1-877-***-****)

Re-payment Guarantee

I understand and agree, that all shares, interest and deposit with Mountain Finance LLC and owned by me are here by pledged individual and severally as security for the said loan on such part of it’s as may be granted. In the case of default by me, the treasurer is hereby authorized to deduct any balance, interest and cost pertaining to the afore mentioned loan from the security here by pledged. Should the loan not be granted this guarantee automatically becomes null. Signature Date

Mountain Finance

Mountain Finance LLC.

223 N Clark St Chicago Illinois,60601, USA

Toll free: 1-877-***-****)

Loan Amount Breakup

Number of Installment 48 Installment

Type of Installment Monthly

Loan Amount $5,000.00

Total Interest $1,000.00

Monthly Installment $125.00

Total Payback $6,000.00

Mountain Finance

Mountain finance LLC.

223 N Clark St, Chicago, IL, 60601

Toll free: 1-877-***-****)

Data Protection Act 1998

Your personal information will be treated as confidential and only disclosed, A. At Your Request

B. To prevent Fraud or by the order of the courts. You are entitled to a copy of the information we hold about you by writing thousand requesting it. There is a fee for the service I hereby declare that the forgoing particulars are true to the best of my knowledge and belief and Agreed to abide by the By-laws of society conditions and terms of the loan policy and variations by the credit Committee as above. I hereby authorize the necessary deduction to be made from my salary as repayment of the loan.

Signature Date

Contact this candidate